Welcome New Readers!

Over the past few days, I’ve received two links that have brought a number of new visitors to my site. The links are:

My site is focused on personal-finance from a Christian perspective. My focus is on gaining wealth using the principle of building wealth a little at a time found in Proverbs 13:11. While the content of my site is rooted in Christian wisdom from the Bible, I think readers of all faiths (including Atheist’s) will find the content of value. After all wisdom is wisdom regardless of the source.

One of the Many Reasons I hate Credit Cards – Thanks for nothing Chase

Chase Visa Platinum Card

Proverbs 22:7 – The rich rule over the poor,
and the borrower is servant to the lender.

I have read this verse many many times, and thought until a few minutes ago that I fully understood it’s meaning. I received another harsh reminder today of how true this verse really is and how much wisdom it truly contains.

Free Money to Try Some Financial Products

Found the following offers that will get you some free money (no affiliate links):

Free $50 from Sharebuilder with offer code: ym50

I signed up for a Sharebuilder account and just as recommended by Hustler $$$ Blog purchased 1 share of a less than $1 stock. Received the confirmation email this morning stating that I qualified and that I will receive my $50 Account Bonus within 4-6 weeks. I’ll keep you posted on what happens and when I receive it.

Free $100 from Citibank

Ask the Readers – What is Your #1 personal finance tip?

Ask the Readers!

Here’s your turn to share your knowledge and experience with other readers.

What is your #1 personal finance tip for other readers?

I’ll summarize all of your tips in a follow-on post. If I get enough response, we can do a vote and top tipper will win a prize!

7 Reasons Why Borrowing From Your 401k is Bad, Bad, Bad!

Retirement Life

Most companies, at least the larger ones, offer 401k programs. One of the perceived benefits of having a 401k is the ability to borrow money from it. On the surface this seems like a great idea. You get to take out a loan against your own money, and pay yourself the interest (generally prime + 1%). It also doesn’t show up on your credit score (I personally don’t care about my credit score, but I am sure many of you do).

If these were the only things to consider, than I would agree, great deal. But there are some significant downsides to 401k loans:

Money Saving Monday Tip #2 – Reduce Your Taxes and Increase Your Income


1 Corinthians 6: 19-20 – Do you not know that your body is a temple of the Holy Spirit, who is in you, whom you have received from God? You are not your own; you were bought at a price. Therefore honor God with your body.

This is a new series I am starting today. Each Monday, I’ll have a post that provides a money saving tip that you can implement.

Why Religion is an Important Part of Personal Finance – The glblguy's Perspective

There is an incredibly interesting post over at Get Rich Slowly titled Why Religion is an Important Part of Personal Finance. I read the entire article and all of the comments. While many of the comments go a little off track and start the whole Christian vs. Atheist Debate, along with the ever so popular “cherry picking” the Bible commentary from non-Christians, many of the comments are very thought provoking.

Bible Open to ProverbsI of course, being a Christian personal finance blogger just had to chime in with a comment, and before long my comment turned into something more than a comment and I thought I would write a post instead.

How To Get Your Finances Under Control – Step 4 Create a Budget AND Follow It!

This article is step 4 of the series called How to Get Your Finances Under Control

One of the most important steps on your journey to getting your finances under control is establishing a budget. While creating an effective budget takes time and a little number crunching, the freedom your budget will provide you is well worth your time.

People in general tend to make a budget more difficult and complex than it really is. A financial degree or expensive version of Quicken is not required. All you really need is a pen, a sheet of paper and the basic ability add and subtract.

Investing a Lexus at 12% over 30 years or The Color of Money


Lexus LS430

Matthew 6:19-21 – Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also.”

Matthew 6:24 – No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money.

While driving around the beltway yesterday, a green Lexus LS430 passed me in the far left hand lane. This isn’t unusual as people in general drive pretty fast and Lexus’ are pretty common these days. As a car-o-holic, I did notice it though as I do most cars I see on the interstate, and it wasn’t even the strange yet familiar color of green the car was painted that caught my attention. It was the license plate: COLROFMNY that got my attention.

At first I thought to myself That explains the strange green color, pretty creative. Then my next thought was Wow, I wonder what his priority is?

Now, is it fair to judge someones priorities over the color of their car and the tag on it? Of course not, but it does bring up a really good question: How do people perceive you?

Whirlwind of a Week and We've Been Tagged

glblguy at 12 years old

(Yes, that’s me in the picture…I was 12) 

*Whew*, it’s been one heck of a busy week for me so far. I was on vacation Wed – Friday of last week and coming back to my J-O-B has been a bit hectic. If you didn’t catch the J-O-B reference, check out Dan Miller’s 48days.com website and listen to Dan’s weekly podcast. But more on that later…

I’ve been working very hard to have at least 1-2 good posts everyday, well today I am going to fall short.

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