The Friday Gathering for 11/2/2007

To be honest, I’m glad this week is almost behind me. Between trying to get my finances bank in order, recovering from my debit card being stolen, and trying to dig out of being off from work for 2 days, this as been a very busy week.

Just a few quick updates that you might be interested in:

  • I’m heading to the orthopedic doctor this afternoon to get a new and more comfortable cast (yeah!). My wrist is healing up well and is getting better each day. Thank you again for all of your thoughts and prayers.

Old Habits Sure Do Die Hard

quiet moment in thought

I’m not sure exactly how it happened, but over the past 2 months I slowly stopped tracking my budget. I made minimum payments on my debt and even forgot to make a couple of payments and incurred late penalties. To top things off, I screwed up and accidentally moved a little to much money into savings and incurred a couple of overdraft fees in my checking account. I am a little embarrassed to admit that my wife and I haven’t had a budget meeting in more than a month!

To Whomever Stole My Debit Card


To: Whomever Stole My Debit Card:

I am not sure who you are, but I thought I would take a minute to write to you and let you know the negative impact you had on my life over the weekend.

Sometime after I visited Walgreens on Thursday, you found my debit card and obviously decided to take the opportunity to use it, not just once, not just twice, but at least 10 different times before I realized it was missing.

The Friday Gathering For 10/26/2007


It is Friday again all already and time for my weekly Friday Gathering. Before I give you the links to my favorite posts this week, I have a couple of announcements:

5 Personal Finance Lessons From The Pursuit of Happyness


1 Timothy 6:10 – “The love of money is at the root of all kinds of evil”

We don’t frequently watch movies. In our effort to cut back on expenses and be more frugal we pretty much eliminated renting from our budget. While visiting with my wife’s parents last weekend, they highly recommended The Pursuit of Happiness.

Given we hadn’t rented a movie in forever, we decided to give it a try. Turns out, it lived up to it’s promise and then some. It’s an outstanding movie that contains a number of important life and financial lessons. Here’s just a few that really stuck with me:

What is Frugality and Are We Frugal?

Mason jar filled with coins

In a comment made to my recent article A Guideline Budget – How Do You Compare? a reader stated that I am not frugal. I agree, We’re not frugal, or at least I don’t consider us frugal. We are on a quest to be more frugal, but we’re not there yet. But then I began to wonder, how will we know when we get there? What is frugal exactly and what defines one as being frugal vs. not being frugal? I then began to wonder, do we really want to be frugal? Hmmmm…

Fact or Fiction: Mortgage free in 1/2 the time?

merge sign

While at football practice, one of the parents passed out a flier for their business. Being an entrepreneur and Guerrilla Marketing fan myself I gave it a read. The pamphlet read:

Money Saving Monday Tip #14 – Save Money When Eating Out

 Table at a Restaurant

In a recent article I compared our budget to a guideline budget from The World’s Easiest Guide To Finances. One of the areas I identified as a problem for us was eating out too much. My wife and I spent some time over the weekend talking about this, and decided to reduce the amount of times we do eat out and to also try to reduce our cost when we do go. Here’s a few tips I’ve come up with to reduce your eating out costs:

The Friday Gathering for 10/19/2007



Last week I had to skip my weekly Friday Gathering post due to me breaking my wrist. Well, I’m still the “one handed blogger” but getting faster at typing each day, and my wrist is healing up and feeling better. Thanks to all of you who wrote me offering your thoughts and prayers, they are sincerely appreciated. It’s wonderful to have such great, supportive friends!

Just a few quick news items:

  • In M-Network news, Financial Dominance and Savings Explained are no longer part of the network. My Two Dollars has joined and is an awesome addition to the network! Welcome David!

The Friday Gathering – Coming Soon

For those of you that might be wondering about the extra big Friday Gathering I promised…Well, it’s in process and will be up this evening. I had some unexpected issues at the “real job” today that I hadn’t planned for, and behind on getting it formatted and posted.

I promise though, I haven’t forgotten!

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