Gather Little by Little

I gave you a teaser on Friday that the M-Network had a big surprise coming today, well here it is: a new free e-book titled “Money Saving Tips For The Holidays“. No, you don’t have to link to us, subscribe to our blogs, comment or anything else in order to get it. This is our early Christmas gift to you and reading it is as simple as clicking the link below.

The eBook is a compilation of tips and ideas from all 8 members of the network – myself, My Two Dollars, Paid Twice, Cash Money Life, Moolanomy, Being Frugal, Plonkee Money & Mrs. Micah – it is available as a PDF download right here:

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View from our front porch last weekend.

It’s easy to visit Gather Little by Little on a daily or weekly basis, read or skim through the articles then move on. Not only is it easy, but it’s beneficial too (or at least I hope so). By reading Gather Little by Little that way though, you’re really missing out. I thought I’d take a few minutes just to share with you a few things about Gather Little by Little that will help you benefit the most from it:

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I’ve been working from home now off and on for a few months. It started with 1-2 days at home, then 3 and within a few weeks I’ll be working from home full-time. Personally I love it, but it’s different in more ways than I anticipated. Working from home also isn’t for everyone. I’ve found it to be highly productive for me, but it does require a great deal of discipline. Here are just a few tips I have for those that are either already working from home or might be considering it:

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Back in September, I wrote an article providing tips on how to sell your home fast in a buyer’s market. These tips and suggestions were not only things I had personally done to the home we’re trying to sell, but also tips and suggestions from multiple real estate agents, friends, family and a significant amount of research and reading that I did on the internet.

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Want a great money saving tip? Move to a rural area. I knew when we moved that it would save us money, but honestly it seems to be saving us more than I anticipated as we’ve had some unexpected savings. Here are just a few of the savings we’ve encountered so far:

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• Lower gas prices – Gas prices where we live now are on average about 20 cents less expensive per gallon. While we don’t drive a whole lot, the vehicles we do have don’t get great gas mileage.

A couple of weeks ago I received a very interesting and though provoking email that I though you might find interesting as well. It’s an analogy put together by  David R. Kamerschen, Ph.D., Professor of Economics, University of Georgia. The story attempts to explain how our US Tax system works using an example of 10 men who visit a coffee shop.

I’m not sure I completely agree with it, but I thought it would be fun to share and discuss.

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I’m not one to rant here on Gather Little by Little and I’ll do my very best to avoid making this article a rant but I really need to voice my opinion on something that I am beginning to think is getting a bit out of hand: Tipping. Is it just me or does it seem like everyone store you visit and every service provider want a tip these days?

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I’m pretty vocal about how much I love ING Direct. One of the many features I like about them is the ability to create and rename accounts. If I have a need for a new savings account it literally takes just a few minutes to login and create an account. One of things I’ve done recently is create a firewall account with ING Direct. I first read about this from Jim over at Blueprint for Financial Prosperity.

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I’ve decided to take the day off to spend some time with my family and work on our house a bit. Please pause to remember our Veterans and those serving in our military.

Talk to you tomorrow!

Photo by: Matito

As many of you know, we recently moved to the mountains. When we lived in the city, we had two dogs: a 10 year old Golden Retriever and a Pomeranian. Both were outside dogs for the most part. Of course during the winter they spent the evenings in our garage with a heater. I am highly allergic to dogs, so unfortunately they couldn’t come inside. The retriever we bought as an outside dog. The Pomeranian we saved from death…but that’s another story.

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