2008 Goals


For some reason I can’t seem to mentally grasp that 2008 is almost over. I feel like I was just writing this same article but back in 2007. I like setting goals for myself. Granted I am not near as good at meeting them as I am setting them, I do like laying out a destination for myself. Goals help keep me focused and heading in the right direction, even if I don’t always achieve them. As the old saying goes, it’s often more about the journey than the actual destination.

Blue Hippo computers – The Truth


I listen to the radio in my car while traveling, and it seems like almost every commercial break contains a Blue Hippo computers commercial. I am sure you’ve heard them, Blue Hippo promises a desktop or laptop with no credit check and they even throw in a free digital camera and color printer. If you have bad credit this sounds like an awesome deal right? I decided to do a little research into this offer, after all if it sounds too good to be true it probably is right?

Blue Hippo computers – The Math

This is straight from the Blue Hippo site:

The Carnival of Debt Reduction #170


Welcome to the Carnival of Debt Reduction #170. I am  Glblguy, author of Gather Little by Little and I’m very happy to be the host of this edition of the Carnival of Debt Reduction.

‘This particular edition received 37 submissions of which only 15 were included. There were lots of great articles submitted, but many of them weren’t on “getting out of debt, personal debt reduction progress reports and posts about reducing debt.” which is what the Carnival of Debt Reduction is all about!

Without further adieu…

12 Days of Christmas – Personal Finance Style Wrap-up


Thirteen days ago, the M-Network began our second year of doing the 12 Days of Christmas – Personal finance style. The final article was posting yesterday. The series this year was awesome and I personally feel it was even better than last years effort.

If you missed it, here’s a re-cap:

The Friday gathering – Finger update edition


Nothing like a broken finger to make you appreciate our health care. I visited a hand surgeon earlier this week in Asheville, NC. The news thus far was good. He said it was a very bad break, but at this point didn’t look like it would need surgery. I have a follow-up appointment next week where he said we would know for sure.

What's the Dillyeo?

Like most everyone I love finding something I’ve been wanting or needing on sale or at a greatly reduced price. For this reason I visit Woot.com almost daily. I seldom buy anything though, as I work hard to avoid impulse buying. When they have something that’s on my list, I’ll buy in a heart beat. Woot is great, but they only offer one item per day. I wanted other options. I came across Dillyeo.com the other day. Yes, Dillyeo….as in “What’s the Dillyeo?”

Hey! My debt snowball melted

Our debt snowball melted. I’m not exactly sure when it happened, but I do know why. I guess it started melting around the the time we began looking for a new home and placing ours on the market. Our finances are in a bit of chaos right. A controlled chaos mind you, but chaos none the less.

What melted our debt snowball

A number of things have very quickly melted our debt snowball:

  • Our old home not selling. This caused us to take on not only two mortgage payments, but dual expenses as well.   Including 2 power bills and dual property taxes. Property taxes on our old home are due this month.

In the beginning

This is an article I wrote during the first few weeks of blogging here on Gather Little by Little. At the time I didn’t have many readers. This is actually one of my favorite articles and I thought I would “dust it off” and share it.

The dictionary defines “The Beginning” as to proceed to perform the first or earliest part of some action. Everything starts somewhere and begins with the first step. What is something related to your personal finances that you have been meaning to start but haven’t?

Trendy Credit Card Practices Many Not Be Worth It

As with most industries – change is going to come. Not all change is welcome however, especially when it comes to your finances, your personal protection, and your financial well-being. So when the credit card industry rolled out the following doozies, it should make you take pause and understand them before following the sheep into the pasture.

The Friday Gathering – Learning new things edition

I love learning new things. Our new home here in the mountains has given me an opportunity to learn all kinds of new things. Most of it so far as been around our house and the different “technologies” it uses compared to our old house:  For example:

  • We now have a heat pump where we had gas heat before. I knew very little about heat pumps before.
  • Our new home has a septic system instead of city sewer. First time having a septic system, so been reading up. A bit gross, but necessary knowledge…otherwise you get gross problems!