If you can’t handle $5, why should I give you $10?

I think the above statement most readily applies to government, but I know there are some folks out there who think that government does not have enough money . . . Politics aside, how often do we think, “Boy, if I would just win the lottery,”  or “I wonder if I am in somebody’s will?” or, “if I could just find something around my house that would sell for five figures on Antique Roadshow, all my money troubles would be over!”

Should a believer really contribute to IRA’s, 401K’s or other retirement accounts?

My wife and I are between churches right now. We have been visiting different local assemblies throughout the fall we are close to making a final decision about the congregation that we will join. Last week we had one of the pastors over for dinner. In the course of our conversation, he made an interesting statement. He said:

I believe that a believer should not have 401K’s, IRA’s or any other type of retirement account.

At first I was a little taken back, but then I started to think about many of the promises that we find in Scripture – like the Apostle Paul’s admonition to a young pastor in I Timothy 6:8:

A dozen (or so) ways to make a few extra bucks

raking

Everybody is looking for ways to make extra money these days. Since I started working for money around age 12 or 13, I have always had several streams of income. Someday, I hope to be able to live on a 40 hour workweek . . . someday. But until that happens, here are some extra ways to make some cash. Keep your eyes open, be creative, find something that works for you.

Poverty – It's our responsibility to help

This article is just one of more than 10,000 blog articles being published on the internet today as part of Blog Action Day. Our efforts will reach an estimated 10.9 million people. The entire M-Network is participating and writing articles to participate in this incredible effort to have a positive impact on poverty.

Poverty (also called penury) is deprivation of common necessities that determine the quality of life, including food, clothing, shelter and safe drinking water, and may also include the deprivation of opportunities to learn, to obtain better employment to escape poverty, and/or to enjoy the respect of fellow citizens – Wikipedia

In Financial Chaos? Pass the Test!!

Test

James 1:12 – Blessed is the man who perseveres under trial, because when he has stood the test, he will receive the crown of life that God has promised to those who love him.

Mark collapsed in his desk chair. What a day, he thought. His project at work was late, 2 weeks late to be precise and his manager was not happy about it. She had made that very clear to him during a meeting earlier today. Driving home had taken him more than an hour due to an accident on the freeway. Under normal circumstances, the drive would take less than 20 minutes. He missed dinner with his family, something he always look forward to and cherished. Instead, he had just finished eating the microwaved leftovers by himself.

Do Money Vices Have A Grip on You?

ViceThe new BMW 1-series was recently announced and it is gorgeous. I have wanted (not needed) a BMW since I was a teenager. The 3-series, and specifically the M3, has always been my favorite. Any 3-series is still way out of my league price wise and even more so now that I’ve decided to only pay cash for my cars going forward. Now BMW introduces the 1-series, ranging from a $26,000 – $31,000 or so, relatively cheap by BMW standards. If we really cut back I could afford one. Maybe finance it for 7 years, the payment wouldn’t be too bad at all, maybe I could even lease one…

The End of Cash?

Cash

19% – Segment of the 2006 US Economy involving cash

Visa U.S.A Inc. recently conducted their annual consumer spending survey. Overall, respondents said that they prefer electronic transactions to traditional paper money and checks.

Visa’s chief economist Wayne Best said that 79% of baby boomers and 74% off echo boomers (the children of baby boomers) believe that the U.S. economy will be cash free as early as the next decade.

7 Things I've Given Up to Prune My Expenses

Tree Pruners

Getting out of debt is much harder than getting in debt. I know, I know that’s obvious right? Well sure it is. The problem is people don’t seem to think about it when they overspend, buy things they don’t need, and live for the moment.

We live in a “I deserve it now, therefore I’m getting it now” world. Living this way is not honoring God first with your wealth. Deuteronomy 8:17-19 says: “Otherwise, you may say in your heart, ‘My power and the strength of my hand made me this wealth.’ But you shall remember the LORD your God, for it is He who is giving you power to make wealth…It shall come about if you ever forget the LORD your God and go after other gods and serve them and worship them, I testify against you today that you will surely perish“.

Key Steps You Can Take Now To Get Out of Debt

Picture of Garden Steps
Romans 13:8 – Let no debt remain outstanding, except the continuing debt to love one another, for he who loves his fellowman has fulfilled the law.

 

Let’s face it, getting out of debt requires a great deal more time and effort to get out of debt than it does to get into debt. Getting out of debt is not an easy or quick process. To be honest, it seems to take forever and it’s hard…real hard.

7 Helpful Tips When Moving

Moving

Our neighbors for the past 5 or so years moved last weekend. They wanted to be closer to their family. While we completely understood why they wanted and needed to move, we really hated to see them go. We had watched their son and twin daughters grow over the years and had become very close to them. We miss them already.

Moving is tough, both physically and emotionally. Here are 7 tips to make moving a little easier and make a stressful activity less stressful:

1 – Pack Early!

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