This article is part of the series How to Get Your Finances Under Control
As some of you may have noticed, it has been about 2 weeks since I published, Step 6 Get Out of Debt of my How to Get Your Finances Under Control series. The reason for this to be honest is I [...]
August 23rd, 2007 | Posted in How to Get Your Finances Under Control | 12 Comments
Proverbs 22:7 - The rich rule over the poor,
and the borrower is servant to the lender.
This article is part of the series How to Get Your Finances Under Control
God’s word (The Bible) has nothing good to say about debt. While debt or borrowing money isn’t a sin, scripture is pretty clear that borrowing is [...]
August 2nd, 2007 | Posted in How to Get Your Finances Under Control | 8 Comments
Proverbs 27:12 - A prudent person foresees the danger ahead and takes precautions.
The simpleton goes blindly on and suffers the consequences.
This is part of the series How to Get Your Finances Under Control
Now that we have a budget in place, we need to start an emergency fund. Following a budget and having an emergency [...]
July 24th, 2007 | Posted in How to Get Your Finances Under Control | 12 Comments
This article is step 4 of the series called How to Get Your Finances Under Control
One of the most important steps on your journey to getting your finances under control is establishing a budget. While creating an effective budget takes time and a little number crunching, the freedom your budget will provide you is [...]
July 14th, 2007 | Posted in Christian Budgeting, How to Get Your Finances Under Control | 8 Comments
Proverbs 13:16 - Wise people think before they act.
Having a simple and clear written financial plan is one of the key steps to Getting Your Finances Under Control. The plan will serve as a baseline for your understanding of where you currently are, where you want to be, and when you want to [...]
July 9th, 2007 | Posted in How to Get Your Finances Under Control | Comments Off
Once you have recognized that your finances are out of control and walked away from the mirror, determined and focused to make a change, the next step to How to Get Your Finances Under Control is to set your financial goals. Goals are like destinations, they define where you are going and where you [...]
July 5th, 2007 | Posted in How to Get Your Finances Under Control | Comments Off
The good news is you already know the first step to getting your finances under control. Recognizing your finances are out of control and choosing to take steps to solve the problem is the first and most critical step of fixing your financial situation.
The ability to effectively manage your finances has little to do [...]
July 4th, 2007 | Posted in How to Get Your Finances Under Control | 2 Comments
If you are like millions of people in the US, you:
Make $36,764/year
Carry more than $8,000 in credit card debt
Have 8 credit cards
Owe at least one car payment, and most likely two each month
Have a mortgage payment that is more than 25% of your income
Have 1.3% of your Disposable Income [...]
July 3rd, 2007 | Posted in How to Get Your Finances Under Control | 9 Comments