Why be frugal?

Why
Photo by: mugley

This is a guest post by Steward from My Family’s Money, a blog about personal finance and changing the world. Like this post? Consider subscribing to his feed via RSS or email.

There is a lot of buzz on the World Wide Web about the the topic of frugality. There is a frugal this and frugal that. The word “frugal” returns over 7,000,000 results on a simple Google search. That is cooler than the Dali Lama, Pat Sajak, David Hasselhof, and Barret Oliver combined! Now that’s pretty cool. Heck, there is even an alliterative carnival completely devoted to the topic in the personal finance world – and I love alliterations. For all the tips and tricks out there on the Internet I think that one very important question needs to get a little more love from the frugal public. That is, why be frugal?

Dave Ramsey Baby Steps Step 1: $1000 Emergency Fund

Dave Ramsey baby steps - Emergency
Photo by: peretzpup

The M-Network is currently doing a series highlighting the Dave Ramsey Baby Steps for getting out of debt and getting your life on the right track financially. You can read about all of the steps over on Cash Money Life who kicked things off with a great introduction. As other members of the network add their articles, I’ll add them to the end of this article.

The first in the Dave Ramsey baby steps is establishing a $1000.00 emergency fund (there is an unwritten step 0 which you can read about on Debt Free Revolution and Single Guy Money).

5 Simple ways I save money

Fixing the car
Photo by: HowdeeDoodat

This is a guest post by Jaushwa who blogs about “his journey through money management and investing” at Krazology. If you enjoyed this article, make sure you head over and subscribe!

I wasn’t sure exactly what to write for this article. I take it as an honor to write on this blog and I wanted it to be good. Since many of the good topics are all ready covered so well, I decided to put in my own unique twist. I decided to write about what I personally do to save money in order to separate as far as possible the amount I earn and the amount I spend.

Becoming a saver when you like to spend

Shopping List
Photo by: peterme

The following is a guest post by Lynnae of Being Frugal.net, a blog about frugal living and getting out of debt. If you like this post, consider subscribing to her feed via RSS or email. Make sure you pay her a visit as she was kind enough to give you guys a great article to read while I’m taking care of my kiddos!

You know the advice. Don’t spend money unnecessarily. You want to save money. You know you need to save money. But you’re a spender by nature, and you feel like it’s impossible to stop spending. How do you do it?

The Money Saving Methods Report

Money Saving ReportOne of the topics I discuss often here on Gather Little by Little is saving money. Well, I received an email the other day from a gentleman named Joel who contacted me his web site. He felt the information on his site was similar to information I publish here on Gather Little by Little and that I might be interested in taking a look at what he had to offer. Normally I wouldn’t respond to emails like this as they are generally spam or some type of scam. But the email was very personal and Joel seemed sincere so out of curiosity I responded.

My Yard is a Waste of Time and Money

Drought

This post was originally a guest post I wrote for Financial Dominance. I am reposting this while my broken arm heals (blogging with one hand is hard!).

My wife made a comment the other night, “Why do we care about our yard so much? I am just tired of worrying about it”.

My boys mowed the yard the other night, and when they finished the whole front yard looked like a dust storm had gone through. What grass I have is crabgrass, the rest is mostly dirt with a few weeds and lots of completely yellow and dead grass. In the spring, in was a luscious green and completely full and thick.

How to get 200,000+ miles out of your car

Auto Mechanic

Not so long ago, American cars weren’t engineered to run for 200,000 or more miles. If fact, they were engineered for a maximum of 100,000. Honestly, they were lucky to run that long under the best of circumstances. Today’s cars, both foreign and American are far better engineered and designed to last 200,000 or more miles. In some cases even much much more.

Of course to keep a car running this long requires keeping it well maintained. Not to mention keeping good tires on it, paying for oil changes, fixing things when they break, replacing the shocks, and who knows how many windshield wiper blades. With all of that maintenance cost, they may run for 200,00 or more miles, but is it really worth the cost?

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