Surround yourself with constant reminders

Photo by: Sue Waters
When I was in college, my Dad printed off a sign that simply said “The future is now”. That simple sign, placed on the desk in my room, served as a constant reminder of why I was working so hard to get my degree. It kept me motivated, focused, and persevering [...]

The last lecture and brick walls

Photo by: star5112
My wife recently sent me a link to a to a video clip from an episode of Oprah where where Professor Randy Pausch from Carnegie Mellon University reprized a lecture he did for his students call the last lecture. Carnegie Mellon asked their professors to do a lecture for their students, as [...]

Could be good, could be bad

Photo by: code poet
This article is dedicated to my Dad who has always been there for me. Dad, thanks for your stories. I know I didn’t always appreciate them, but I do now.  I am passing them onto my children who I hope will appreciate them and one day pass them on to [...]

Manage your finances together

Photo by: Björn Söderqvist
Mrs. Micah started a collective post that asked readers to share their best personal finance practices of the year. Here’s mine and it applies to those of you that are married:
Do your finances together!
Money problems and disagreements are the number one cause of marital strife and divorce in the US. [...]

Live. Shop. Die.

 
live. shop. die. is the saying I found on a small magnet displayed prominently on the outside of a cubical at my “real job“. I am sure this is just one of those “cute little sayings” people like to hang outside their cube, but it did make me think.
First it made [...]

Old Habits Sure Do Die Hard

I’m not sure exactly how it happened, but over the past 2 months I slowly stopped tracking my budget.  I made minimum payments on my debt and even forgot to make a couple of payments and incurred late penalties.  To top things off, I screwed up and accidentally moved a little to much money into [...]

Financial Peer Pressure, Stop The Influence!

I remember high school like it was yesterday. While I had many good times, overall high school wasn’t one of the more fun times in my life. I preferred college far more. One of the negative things I vividly recall about high school was peer pressure. I always felt like I [...]

Reduce Your Expenses By Avoiding Temptation

I was reflecting last night on how our lives have changed since we decided to get our finances under control. We strictly follow a budget, put as much money as we an towards paying off our debt and slashed our expenses. One thing in particular that I have done is to avoid [...]

My One Money Advice (MOMA Meme)

I am not sure why, but every time I read MOMA Meme, my mind automatically does so with an Italian accent…”Moma Meme, it’s in there!”
Moving right along…It would seem I have been tagged with the MOMA Meme from Pinyo at Moolanomy. Actually, all of us in the M-Network were tagged last week. I [...]

How to Get My Wife or Husband to Follow a Budget

While Gather Little By Little is a new blog, I have been surprised by the success and support it has received from the blogging community and from you the readers. I have recently noticed that I am getting more and more hits from Google as my content is starting to be indexed. At [...]


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