Frugal, healthy lunches from now on

I changed jobs over a year and a half ago and I still have not developed a frugal lunch routine. There are certain characteristics of my job that force me to eat out more than I like.  At my last job, I always bagged my lunch or ran home for lunch every day. My former [...]

You can’t trust in money during a storm

I believe that God orders all events and this belief is a comfort, not a threat. Romans 8:28 says, “And we know that for those who love God all things work together for good for those who are called according to His purpose”.
So how does this affect my attitude toward money? There are hundreds of [...]

My house: a cautious reason to hope

Many of you are well aware of my travails regarding the home that we own in another state. If you missed those posts, you can read them here and here. Many of GLBL readers have been very helpful with your suggestions and if you happen to be struggling with decisions regarding your house, I encourage [...]

Worst financial mistake?

I often read The Wallet at the Wall Street Journal. A recent article asked the question, What was your biggest financial blunder? I started to think through that question and I could not come up with the answer right away. But I thought through several possibilities:
Purchasing our house
My housing struggles are well-documented on this blog, [...]

More thoughts on short sale, foreclosure and bankruptcy

Last week, I posted about our housing situation and a large number of you took the time to respond with your thoughts and advice. I enjoyed reading through the thread and many of your comments challenged my thinking.
We are good stewards for the most part
On the outset, I think it is important to state that [...]

A story of two friends

Adam and Dave were the best of friends.  They met sometime during middle school.  They lived in the same neighborhood, road the same bus, and had the same interests.  Both came from well off middle class families.   Their fathers even worked for the same company.
When they became of working age, they both obtained jobs [...]

How California Changed Our Budget

The following is a guest from Shawna who writes at Two Working Parents.  I’ve been reading Shawna’s site for a few months now and enjoy reading her blog and invited her to write a guest post for me.  She graciously accepted.  If you enjoy the article, make sure you head over and subscribe to Two [...]

Falling trees in your personal finance life?

Last week we had a pretty major wind storm here in the NC mountains.  Wind storms aren’t unusual, but this one was much stronger than usual.  We awoke the next morning to find some of our outdoor furniture blown around, but everything else appeared fine.  My two older boys and I climbed into the SUV [...]

Your life is more important than your stuff

This is not a picture of the accident.  This one is actually far better than the one I witnessed.
Yesterday I had to drive to Charlotte, NC to run a few errands and pickup a couple of Christmas presents for our kids that we had stashed at my in-laws place.
About 10 minutes from home, I was [...]

Update on our home situation

My wife and I just finished signing the contingency contract waiver on the new house we’re trying to buy. Oh wait, I’m getting ahead of myself. I haven’t updated you on the latest news.
On Sunday afternoon we received the call we had hoped we wouldn’t receive. The sellers of the house we a [...]

Sometimes it's just better to pay someone

Photo by: skuds
This is more of a story than a financial lesson, but hopefully you’ll enjoy it. It does come to a personal finance topic at the end, so hang in there.
Our house is about 15 years old now. Things are beginning to fail, the roof is getting old, and it seems like [...]

Geesh, It's only $5.00 – A story of financial peer pressure

Photo by: infomatique
“Geesh, It’s only $5.00!“. These were the words I heard uttered by one friend to another in a store we were shopping in a few weeks back. While I didn’t over hear the entire conversation, the two ladies were discussing some type of clothing accessory they were both looking at. [...]

Why do I still have to carry cash?

Photo by: Andrew Ciscel
I’m trying really hard to stop using cash. But it seems no matter how hard I try, I run into some situation that requires cash. Some weeks back, we decided to take a ride on the new light rail system our city recently built. I did all the research [...]

My Financial Epiphany – The storm of my life

A Gather Little by Little reader, Gina, wrote a guest post earlier this week sharing her financial epiphany. Our email conversation started out with an idea she had of me sharing mine and then asking my readers to do the same. Instead, I asked her to share hers. She did so, and [...]

Why you should keep your money in your 401k plan

Photo by: nbreazeale
We had some friends over for dinner the other night. We try to get together with them about once a month. Pretty much every time they come over, Mike either asks me questions about his 401k or brings over some 401k paper work he needs some help with. Mike is [...]


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