I went into the bank the other day to see if I should refinance our car loan. I have really outstanding credit and I wondered if I could parley that into a lower interest rate, shorter term or lower payment. Turns out that I could do all three, but I did not do it after [...]
Every once in a while, I take a minute to sit back and think about life before some of the technology that we have today. I mean, I am not that old, but I can remember writing papers for college courses with an electric typewriter – some teachers were still accepting handwritten assignments. Our dormitory [...]
I set out to write a post about how to get the best deal on air travel. My list consisted of the following:
Book travel as far in advance as possible.
Use an air travel aggregator site.
Get an airline “miles” credit card.
Look for airlines that feature child fares.
That is a pretty good list, not too much wrong [...]
If our financial situation ever worsened to the point where had to cut every single unnecessary expense, coffee would be the last thing to go. There is something about that black, bitter brew that just keeps me coming back for more. And I am not picky about my java, if I listed all of the [...]
Last week, I attended an Economic Conference about the global stock market. The economist pointed out that most Americans started saving again instead of spending away all their money. I was happy to see that the population has finally realized the impact of saving money towards achieving their goals instead of borrowing money on their [...]
Congratulations! You are going broke! I mean… getting married! As I mentioned in my first post on how to save money for a wedding over at my other blog, my best friend is getting married next spring (and I also have a sister-in-law getting married at the end of next summer, in 2010). So, while [...]
On Monday, I wrote about some of the problems with mass transit and I thought that I would spend today on some of the other means of transportation.
When my wife and I were first married, we assumed that we needed two cars. Looking back, it was a little ludicrous. We both worked within two miles [...]
Many people use mass transit to save money. I like mass transit. A couple of years ago, I visited Germany and fell in love with their rail system. Buses, trains, light rail, the subway, the elevated train all make sense as a way to reduce cost and congestion – but not in every circumstance. Make [...]
I was reading over on CNN Money this weekend that a health care market research company is seeing a growing trend in consumer use of credit cards to pay for medical bills. Due to high unemployment and ever increasing health care costs, consumers are reaching out to credit in order to continue receiving health care. [...]
When we purchased our current home, we knew it would require some work and a few upgrades. Namely some new paint, repairs to some of the work the owners did (but didn’t do correctly) and yard work. The big item we knew we would have to address was the upstairs. When the original owners built [...]
We purchased a new gas grill over the weekend. I’ve been shopping and reading about them for a few months as we slowly saved our money for one. After all of my research, I decided to buy a Weber E-310, which consistently received excellent reviews from every source I found. The Weber is very expensive [...]
I often get emails from people desperate to get control of their finances and immediately reduce their spending. Most often, these emails are the result of a sudden job loss. While I’ve published more than 80 money savings tips as part of my Money Saving Monday Tips series, I thought it would beneficial for some [...]
Due to the warmer weather, we’ve gone 100% without either AC or heat for more than a month! I received our first resulting electric bill a week or so ago. I was excited to see how low it was going to be. While it was significantly lower than our winter bills, about 45% lower. The [...]
This guest post is by Amanda Steinberg of DailyWorth.com. DailyWorth offers daily personal finance tips for women by email.
I’m a Weight Watchers master. In 2003, I was 5′8″ and 160 pounds — not exactly ideal for a 25-year-old single girl living in Manhattan. I spent three (!) years on Weight Watchers, and [...]
When saving our money, we all want to get the best savings rate possible. In the past in order to do that I’ve either used bankrate.com or manually visited the the various online savings banks to see what their current rates are. That is until I learned about MoneyAisle.com.
Remember LendingTree.com? LendingTree allows you to provide [...]
