Gather Little by Little

This is a guest post from Randall at CreditWithdrawal.com. CreditWithdrawal is a blog about helping others get out of credit dependency and into financial freedom.
While researching another article, I came across a rather heated discussion about where the line is drawn when being frugal. Too little, and you’re not saving money, too [...]

Photo by: pmarkham
I went Christmas shopping yesterday for my wife. I had a list of items she had pointed out to me over the past few months or so that I had written down along with a few ideas of my own. She loves photography and I wanted to get her something for [...]

Do you wait until the last minute to pay your property taxes (also called real estate taxes), hoping the funds will just appear in a surprise windfall of cash? Of course we both know that never happens. This article will tell you how I stopped doing the same thing and will help [...]

I’m big on goals and believe in setting them and doing your very best to accomplish them. This is particularly true of personal finance goals, as if you don’t have goals or a vision of where you want to be with your finances, it becomes very difficult to make the right decisions about you [...]

Picture by roujo
It’s a slow fade when you give yourself away
It’s a slow fade when black and white have turned to gray
Thoughts invade, choices are made, a price will be paid
When you give yourself away
People never crumble in a day
You just read the chorus to a song on Casting [...]

I’ve known for a long time that in the event of a disaster such as a flood, fire, hurricane or tornado that my personal data including health records, financial statements, insurance information, etc. would most likely be destroyed. I’ve known it’s a risk yet I’ve done nothing about it. We’ve discussed purchasing a [...]

The M-Network is doing a group writing project this week on the topic of new cars, used cars, or no car. We would like to invite you to participate as well. Please include a trackback to this post in your article or include a link via a comment below and I’ll add [...]

Seems it’s that time again, time to hear that familiar ringing each time you walk towards the entrance of a large store. The Salvation Army is just one of the many charitable donation requests we’ll begin to receive as the holiday season approaches.
Although I feel a bit guilty about it but to be honest, [...]

One year ago today was a life changing day for my family and I. Honestly, it doesn’t even seem like a year ago, but more like yesterday. See, on November 7th 2006 our lives suddenly took a huge turn for the worse, it was the day we had what I will refer to [...]

1 Timothy 6:10 – “The love of money is at the root of all kinds of evil”

We don’t frequently watch movies. In our effort to cut back on expenses and be more frugal we pretty much eliminated renting from our budget. While visiting with my wife’s parents last weekend, they highly recommended The [...]

In a comment made to my recent article A Guideline Budget – How Do You Compare? a reader stated that I am not frugal. I agree, We’re not frugal, or at least I don’t consider us frugal. We are on a quest to be more frugal, but we’re not there yet. But [...]

While at football practice, one of the parents passed out a flier for their business. Being an entrepreneur and Guerrilla Marketing fan myself I gave it a read. The pamphlet read:

FREE ANALYSIS
BE “MORTGAGE-FREE” IN LESS THAN HALF THE TIME

PAY OFF YOUR 30 YR. MORTGAGE IN AS LITTLE AS 8-11 YEARS OR LESS
ANY MORTGAGE [...]

I put off getting my car’s oil changed and tires rotated way too long this go around. I try to get the oil changed and tires rotated every 6,000 miles. I was well over 9,000 this time. To make matters worse, my registration and inspection was more than 2 months overdue. [...]

In the real world, I manage a group of software developers. Prior to managing, I was a software developer myself. Software developers for all intent and purpose are engineers. Engineers like to solve complex problems with complex and elegant solutions. Doing so is in our nature.
What is interesting though, is through [...]

When we first decided to get control of our finances and change the way we were living, I seriously considered whether we should seek the advice of a financial planner. The struggle I had of course was, if I need to get my finances under control why should I pay a financial planner to [...]