5 Personal Finance Lessons From The Pursuit of Happyness

1 Timothy 6:10 – “The love of money is at the root of all kinds of evil”

We don’t frequently watch movies. In our effort to cut back on expenses and be more frugal we pretty much eliminated renting from our budget. While visiting with my wife’s parents last weekend, they highly recommended The [...]

What is Frugality and Are We Frugal?

In a comment made to my recent article A Guideline Budget – How Do You Compare? a reader stated that I am not frugal. I agree, We’re not frugal, or at least I don’t consider us frugal. We are on a quest to be more frugal, but we’re not there yet. But [...]

Fact or Fiction: Mortgage free in 1/2 the time?

While at football practice, one of the parents passed out a flier for their business. Being an entrepreneur and Guerrilla Marketing fan myself I gave it a read. The pamphlet read:

FREE ANALYSIS
BE “MORTGAGE-FREE” IN LESS THAN HALF THE TIME

PAY OFF YOUR 30 YR. MORTGAGE IN AS LITTLE AS 8-11 YEARS OR LESS
ANY MORTGAGE [...]

The Cost Of Procrastination

I put off getting my car’s oil changed and tires rotated way too long this go around. I try to get the oil changed and tires rotated every 6,000 miles. I was well over 9,000 this time. To make matters worse, my registration and inspection was more than 2 months overdue. [...]

Simplify Your Finances

In the real world, I manage a group of software developers. Prior to managing, I was a software developer myself. Software developers for all intent and purpose are engineers. Engineers like to solve complex problems with complex and elegant solutions. Doing so is in our nature.
What is interesting though, is through [...]

DIY Financial Planning

When we first decided to get control of our finances and change the way we were living, I seriously considered whether we should seek the advice of a financial planner. The struggle I had of course was, if I need to get my finances under control why should I pay a financial planner to [...]

Frugal Wealth Building – How To Build Your Wealth Cheaply

 

2 Chronicles 1:11-12 God said to Solomon, “Since this is your heart’s desire and you have not asked for wealth, riches or honor, nor for the death of your enemies, and since you have not asked for a long life but for wisdom and knowledge to govern my people over whom I have made you [...]

How To Make Your Money Greener

I recently finished reading Forty Signs of Rain a fictional novel about what can happen as a result of global warming and the decay of our atmosphere. I also recently read a article on ChristianPF.com asking Was Jesus a tightwad? Both of these really made me think about ways I can make a [...]

How To Determine And Track Your Net Worth

Proverbs 24:3-4 – Through wisdom a house is built, and by understanding it is established; and by knowledge the rooms shall be filled with all precious and pleasant riches.
Today is the last day of the month for July and as I do every month, I spent the morning updating my net worth. If [...]

Investing a Lexus at 12% over 30 years or The Color of Money

 

Matthew 6:19-21 – Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. For where your treasure is, there your [...]

7 Money Mistakes from Smart Money Magazine

One of the many magazines I enjoy reading is Smart Money, from The Wall Street Journal. For other magazines I read, see My Magazine Reading List.
In the July issue, Smart Money highlighted 7 Money Mistakes. I thought it was a really good article, and wanted to summarize it for you.
#1 Saving with [...]


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