Online Money Management Tools

As a techie and former software developer I love software and in particular money management software, including personal budgeting software.  I’ve expressed my extreme fondness for You Need a Budget in the past as my favorite personal budgeting software package.  I thought I’d take some time in this article to highlight my favorite online money [...]

Surviving an economic recession – Survival tips

Just in case you might have been on an extended vacation in another galaxy or maybe you really do live under a rock, I thought I would let you know that it would seem we really are in an economic recession.  The symptoms are all over and new symptoms seem to be appearing daily on [...]

Sorta Frugal

I was listening to Frugal Coast to Coast last Monday evening.  The show was about becoming frugal.  Lynnae and Jenn shared their various frugal tips and suggestions and people in the chat room did as well.  I found it very interesting to observe people’s levels of “frugalness”.
Some people, like Lynnae and Jenn, I would consider [...]

Heat cost – Tips for reducing yours

After seeing my home heating cost at more than $400 last month, I decided to take some drastic action to reduce our overall heating cost.  Right now, I just don’t have the budget to make major changes like moving to a more energy efficient heat-pump or converting to a different source of heat like propane [...]

5 Ways religion can improve a young person's financial situation

The following is a guest post from Studenomics.
I’m not the world’s most religious person but religion definitely plays a vital role in my life. I try to follow my religion and it’s teachings as often as possible and make it a point to attend Mass Service every Sunday. Whether you realize it or not your [...]

Tracking holiday gift cards

I’m sure many of you received holiday gift cards just as I did.  I know many people don’t like gift cards, but I actually prefer them, especially Visa gift cards.  I’m fine with store specific cards as well, but Visa gift cards are great because you can use them anywhere.
I’m a fan of gift cards [...]

Propane, Electricity, or Oil – Which one is cheaper?

I recently received the first full month electric bill for our new home here in the NC mountains and was shocked: $420.00!  That is the most expensive electric bill I have ever had.  Granted, my new house is all electric, where my prior homes were both electric and gas.
To get a comparison to our previous [...]

Lessons learned about propane

I mentioned two weeks ago in my Friday gathering post that as a result of moving into our home, I’m having to learn a bunch of new things due to our new house and the new area we live in.  The trend of learning continues.
As I write this, I am sitting next to a nice, [...]

Blue Hippo computers – The Truth

I listen to the radio in my car while traveling, and it seems like almost every commercial break contains a Blue Hippo computers commercial.  I am sure you’ve heard them, Blue Hippo promises a desktop or laptop with no credit check and they even throw in a free digital camera and color printer.  If you [...]

In the beginning

This is an article I wrote during the first few weeks of blogging here on Gather Little by Little.  At the time I didn’t have many readers.  This is actually one of my favorite articles and I thought I would “dust it off” and share it.
The dictionary defines “The Beginning” as to proceed to [...]

When is something too expensive?

My Dad and I had an interesting discussion the other evening.  He currently has a standard definition TV and uses an antenna to receive local television broadcasts.  With the upcoming requirement to go digital, he’s been trying to decide on what to do.  His options are: purchasing a digital converter box, getting cable service, or [...]

Alternative income from the internet

One of the golden rules of investing is to never have all of your eggs in one basic, meaning don’t place all of your money in any one single investment.  What you don’t hear discussed much is why it’s a bad idea to only have income from a single source.
When I almost lost my job [...]

Tipping – Getting out of hand?

I’m not one to rant here on Gather Little by Little and I’ll do my very best to avoid making this article a rant but I really need to voice my opinion on something that I am beginning to think is getting a bit out of hand: Tipping.  Is it just me or does it [...]

Using a firewall account with ING Direct

I’m pretty vocal about how much I love ING Direct.  One of the many features I like about them is the ability to create and rename accounts.  If I have a need for a new savings account it literally takes just a few minutes to login and create an account.  One of things I’ve done [...]

A few unplanned costs of moving

Those of you that have been reading Gather Little by Little for a while know that I’m a planner.  I’m not a long term planner, but when I know something is coming up I work out all of the details ahead of time, and in particular the financial aspects of it.  I generally layout a [...]


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