Author: Mike
When we talk about personal finance, there are several rules of thumb that can help you build a solid financial plan. Here are a few numbers to remember when you want to improve your personal financial situation.
Aim for a Credit Score of 750
A credit score may vary from 300 to 900 but most people [...]
I get many emails each month from people asking for financial help and advice. A very common theme in these emails is something along the lines of: “I am very frugal and spend little to nothing, but still don’t have enough money to make ends meet“. My reply? You don’t have a spending problem, you [...]
It has been a while since we talked about giving here at Gather Little by Little. The Bible speaks about the subject of money on many, many occasions. Each time that the subject is mentioned we learn a bit more of how God wants us to order our finances. It is a little bit funny, [...]
Making money online, even in today’s economy isn’t difficult. But like anything else, it requires hard work. Here are just a few simple ways you can start making money online:
Start a blog
Contrary to what many say, blogs to make money. If you obtain decent search engine traffic and establish a good reader base, they can [...]
I wrote an article a few weeks back asking you for input on an Apple vs. a PC. First off, thanks for all the input, you all gave me a great deal to think about and consider. I ended up buying an Apple Macbook Pro 15″. It was really a tough decision, especially given the [...]
I previously mentioned that I have been with the same girlfriend since the age of 15. We actually moved in together at a young age. As I was the only child in my family, I was fortunate enough to have my parents’ basement entirely to myself. I had a small kitchen, a pool table (that [...]
At the beginning of the month, the most recent unemployment statistic was published. The USA reached double digits while Canada was close behind with 8.8% (as of June). The scariest aspect about these statistics is to think that once you stop receiving unemployment support payments; you don’t count as “unemployed” anymore. Therefore, the unemployment rate [...]
Neither I, nor my wife are all that excited about her taking a full-time job this fall, but she is going to do it anyway. There are a thousand reasons for her to take the job that she has been offered – and a thousand reason for her not to take the job.
For
The job will [...]
I’m pretty confident most if not all of you know that we’re currently in a recession or as the more politically correct like to call it: “An economic downturn”. When I say everyone, I mean everyone…even the crooks and scammers. During these lean times, con artists are out in masses looking for opportunities to scam [...]
I spend a great deal of time with college students. Over the past decade, I have observed a phenomenon – very few students work their way through school anymore. I know that there are exceptions, but I remember when the college student stereotype was a guy who drove an old beater (if he had a [...]
Okay, a little shorter post today with the holiday weekend and all. I do not want to make anyone think too hard but I was reminded recently that “frugal” does not always mean “cheaper”. My wife and I sometimes review some of the purchases that we have made over our lives where we spent little [...]
A long time reader named Bobbi sent me an email recently. The email contained a list of 45 lessons that life taught Regina Brett, a 90 years old resident of Cleveland, Ohio. The list inspired me to share my own list of lessons, but from a personal finance perspective.
Of course I’ve learned far [...]
Last week, I wrote about my belief that when it comes to giving and tithing, the Bible does not prescribe an exact percentage of giving for the New Testament believer. The idea that the ten percent tithe is a hard and fast command to the church goes against the spirit of the New Testament, and [...]
A frequent subject on personal finance blogs is the discussion relating to tithing. If you conduct an internet search on that topic, you will find a colorful variety of opinions scattered throughout cyberspace.
What is a tithe?
Some of the controversy centers around the word “tithe” itself. The Old Testament Jews had a strict definition of what tithing [...]
Last Friday, I was informed that the wife of a friend I work with passed away in her sleep unexpectedly. She came home from work not feeling well, went to bed and never woke up. It reminded me of just how quickly your life can be taken from you. The article below is an article [...]
