Wikipedia defines a vice as a practice or a habit considered immoral, depraved, and/or degrading in the associated society. In more minor usage, vice can refer to a fault, a defect, an infirmity or merely a bad habit.
Recently, I spent some time thinking about how much money I spend on things that I really do [...]
Many people in today’s economy are struggling to stay afloat. They are working to rein in their spending and get their finances under control, but when they see the amount of debt they have, or the 0 balance in their savings or retirement accounts they feel overwhelmed. The good news is that regardless [...]
I’m sure it’s happened to you. A birthday, holiday, or special occasion is coming up for someone in your life, but you have no clue what to get them. For all but the closest of my family members this happens to be frequently. It’s even worse for my parents and in-laws as they generally have [...]
I have been a customer of ING Direct for several years now and although there are other banks that are offering higher interest rates, I will always keep the majority of my savings money there. I know that many people like ING’s Electric Orange checking account, but I personally do not use it. I prefer to [...]
Ever look at your bank account and ask “Where in the world did my money go?” I do that often. As a matter of fact, my wife and i were looking at our checking account balance the other night and asking that very same question. Fortunately for us, we budget and I track all of [...]
Author: Mike
When we talk about personal finance, there are several rules of thumb that can help you build a solid financial plan. Here are a few numbers to remember when you want to improve your personal financial situation.
Aim for a Credit Score of 750
A credit score may vary from 300 to 900 but most people [...]
I get many emails each month from people asking for financial help and advice. A very common theme in these emails is something along the lines of: “I am very frugal and spend little to nothing, but still don’t have enough money to make ends meet“. My reply? You don’t have a spending problem, you [...]
It has been a while since we talked about giving here at Gather Little by Little. The Bible speaks about the subject of money on many, many occasions. Each time that the subject is mentioned we learn a bit more of how God wants us to order our finances. It is a little bit funny, [...]
Making money online, even in today’s economy isn’t difficult. But like anything else, it requires hard work. Here are just a few simple ways you can start making money online:
Start a blog
Contrary to what many say, blogs to make money. If you obtain decent search engine traffic and establish a good reader base, they can [...]
I wrote an article a few weeks back asking you for input on an Apple vs. a PC. First off, thanks for all the input, you all gave me a great deal to think about and consider. I ended up buying an Apple Macbook Pro 15″. It was really a tough decision, especially given the [...]
I previously mentioned that I have been with the same girlfriend since the age of 15. We actually moved in together at a young age. As I was the only child in my family, I was fortunate enough to have my parents’ basement entirely to myself. I had a small kitchen, a pool table (that [...]
At the beginning of the month, the most recent unemployment statistic was published. The USA reached double digits while Canada was close behind with 8.8% (as of June). The scariest aspect about these statistics is to think that once you stop receiving unemployment support payments; you don’t count as “unemployed” anymore. Therefore, the unemployment rate [...]
Neither I, nor my wife are all that excited about her taking a full-time job this fall, but she is going to do it anyway. There are a thousand reasons for her to take the job that she has been offered – and a thousand reason for her not to take the job.
For
The job will [...]
I’m pretty confident most if not all of you know that we’re currently in a recession or as the more politically correct like to call it: “An economic downturn”. When I say everyone, I mean everyone…even the crooks and scammers. During these lean times, con artists are out in masses looking for opportunities to scam [...]
I spend a great deal of time with college students. Over the past decade, I have observed a phenomenon – very few students work their way through school anymore. I know that there are exceptions, but I remember when the college student stereotype was a guy who drove an old beater (if he had a [...]
