There were so many questions from yesterday’s post on Homeschool Finance, that I decided to do a follow-up post today and explain a few things:
Mike asked: Have you calculated the option cost of having your spouse at home teaching your children instead of working full time or part time?
Good question. My wife stays home with [...]
When my wife and I started to have children, we never thought that we would end up as homeschoolers. This year we are just that. We have a first grader and a kindergartener and we are educating them at home. I do not want to get into a long discussion about the pros and cons [...]
As many people during these tough times, we are cutting out extra’s in order to make ends meet financially. We are doing everything possible to not add debt, to make our current income go farther and to try to increase and diversify our revenue streams. One of the items at which we are looking critically [...]
All of us come from different family financial backgrounds and those experiences shape who we are today. I was brought up in a household where money was in scarce supply, but even more scarce was any discussion of money. My parents almost never discussed finances. Even though they were successful at handling this important tool, [...]
We’re almost half way through summer break and I don’t know about you but our kids are getting bored to death already. We’re constantly on the lookout for frugal or fairly frugal things we can do with our kids. We’ve been hiking, visited the library, visited historical areas and a number of other things. My [...]
Kids are famous for complaining to their parents that they are bored or that there’s nothing to do. A lot of adults who have recently switched over to a frugal lifestyle are starting to sound just like those kids. They simply don’t know what to do to entertain themselves if it doesn’t involve spending any [...]
I know that many of us are still recovering from the long weekend, so my post is on the lighter side today. I spent a lot of time outside over the past few days, believe it or not, my day job required me to work Friday night, all day on Saturday, all day on Sunday [...]
I remember the first time I saw my father use an ATM or automated teller machine. I can still remember the name of the bank my parents used and picture the whole ATM setup in my mind – right down to the now-ancient looking digital numbers on the screen. I was quite inquisitive about how [...]
In today’s busy and hurried society, we want everything now. Think about some of the “instant” things we have in life.
On-demand TV programming. 30-minute 30-second meals. Instant messengers. Drive-thru options for just about any store (because who wants to get out of their car for anything?!). The list goes on and on.
We want what we [...]
We have read short-story books to our children since they were able to sit still, but lately we have been sharing longer books with our daughters in the evenings. We are reading a chapter a day from the Little House on the Prairie series by Laura Ingalls Wilder and our five year old and six [...]
Saturday is trash day. Since we live in rural area, we don’t have trash service and thus an hour or so on Saturday morning is spent collecting the trash and recyclables, loading them into my Expedition and taking them down to the remote trash drop off facility. I generally bring my older boys since they [...]
Now that Christmas is over many people’s homes are full of stuff. My guess is that 80% of that stuff isn’t even used and Christmas added even more items to the stuff pile. As the old saying goes, maybe it’s time for “out with the old and in with the new.”
Out with the old, in [...]
My teenage son came home the other day. He told his Mom and me that he needed some precooked pasta, zip lock bags, bread and some butter. “Huh? What do you need that for? Are you going to cook dinner??” we asked snickering a little. He calmly replied, “Yes for the homeless shelter downtown on [...]
Proverbs 22:6: Train up a child in the way he should go: and when he is old, he will not depart from it.
Note from Glblguy: While the title of this article is Christian teen budgeting due to the Biblical references and emphasis on tithing, the majority of the concepts apply regardless of whether you are [...]
I’ve learned a great about personal finance over the years. Much of it through writing here on Gather Little by Little, reading other personal finance blogs, and reading books. Unfortunately, the majority of it I’ve learned the hard way, by making mistakes and suffering the consequences.
In order to try and keep our children from having [...]
