Women are best at savings!

I thought I would share this article coming from our Europeans cousins I don’t think that women are that different in North America; they are definitely best saver than men
Research in Ireland has found that women tend to be better than men at saving money.  Of course, such ‘data’ will [...]

Be a discriminating customer, a diligent employee and a generous entrepreneur

The free market is not perfect. We all know of stories about unethical or corrupt businesses, but lately capitalism has been getting a bad rap. I just thought it might be nice to remind ourselves of a few of the benefits of America’s historic economic system – not because it’s perfect or because it was [...]

Christianity and the Black Market

Then Jesus said to them, “Give to Caesar what is Caesar’s and to God what is God’s.” And they were amazed at him. Mark 12:17
I would like to start a discussion. I honestly do not know exactly where I stand when it comes to some of the ethical questions surrounding government controlled economies, confiscatory tax [...]

Recession Gardening

Given our current economic trend, people are looking for all kinds of ways to save money and reduce expenses.  One such way that is being highly touted by the media is Recession Gardening.  Recession Gardening is such the fad lately, that even major news outlets like CNN and MSNBC are publishing stories about it.
We started [...]

Is the recession a financial flood?

My family and I were driving somewhere the other day and my 14 year old started asking me some questions about the recession.  Questions like: What exactly is a recession?  Is it normal?  Will the recession stop? After answering his questions he got quiet as he thought about my answers.  A few minutes later he [...]

A depression might force us back to the basics

My family and I are out of town this week, I am posting from my parent’s house. We are traveling to spend time with family and friends in another state. As we visit and reminisce, more than once, the conversation has turned to the state of the economy. Everyone is worried and we are all [...]

Dave Ramsey Town Hall for Hope

Last night I attended a Dave Ramsey Town Hall for Hope at my church. It was an outstanding presentation and I would like to offer a summary to those of you who missed it.  Ramsey is a great speaker and this presentation was no exception. He mixed sound principles with humorous, pithy sayings to create [...]

7 ways companies are cutting back this year

My mother in-law received word the other day that more than 10% of the people in her medium sized law firm were being laid off.  Fortunately, she wasn’t one of them but it did get me thinking about companies and they types of things I see them doing to cut back.
Here are 7 ways ways [...]

Homeowner Affordability and Stability Plan – Making homes affordable

Yesterday, President Obama rolled out another portion of his economic recovery plan, the eagarly anticipated:  Homeowner Affordability and Stability Plan (also called the Making homes affordable program).
The $75 billion dollar program which runs through June 2012 does two things: 1) Helps more home owners refinance  at new low interest rates 2) Provides incentives to lenders [...]

Will there be another economic stimulus check?

With the recent announcement of President Obama’s $787 billion economic stimulus bill, there are probably at least 787 billion different questions.  One of the top ones is “Will there be another economic stimulus check?“.  The answer is No, but…
Tax Impact
The President’s new bill takes a different approach to stimulus efforts.  Instead, the new economic stimulus [...]

Gas Prices Are In A Freefall-Will Other Prices Follow?

I’m pretty sure I don’t have to tell you that the price of gas is WAY down compared to a month or two ago.  Unless the soaring price of gas in the summer forced you to sell all your vehicles and ride a horse and buggy to work, you have surely seen and felt the [...]

A lesson on recession

One of the hobbies I have is playing the 5-string Banjo.  My favorite Banjo manufacturer is Deering Banjo Company.  They are hand made in Spring Vally California, are very fairly priced considering their quality and they have a very unique sound that I really enjoy and can recognize almost immediately.  Deering occasionally will send me [...]

Psst! Hey Chicken Little, the economic sky isn't falling

I’m not one to rant and I’ll try real hard to avoid that in this article, but I just have to get this out of my system a bit. At work, I seem to be surrounded by economic Chicken Littles.  After hearing their stories of despair and financial hopelessness, I walked away and started writing…
For [...]

Government Bail out fails – That's a good thing

Yesterday was most likely one of those days that will go down in economic history. US lawmakers rejected the proposed Government bail out yesterday. As a result, the Dow suffered the biggest single day point drop in history. The Dow Jones industrial average lost 777.68, surpassing the 684.81 loss on Sept. 17, [...]


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