Full-time jobs with perks that can save you money

By Stew

This is a tough time period in which to find employment. If you are like me, you are thankful for every day that you can get out of bed and go to work. If you are unemployed, every day can be agonizing. However, there is a chance that you could find a job with better pay or a job for which you are better suited. One aspect of job hunting that we might overlook is the value of “perks” that come with various jobs. Sometimes perks increase the attractiveness of an otherwise low or average paying employment opportunity.

There are some perks that a really cool – stuff like vacations or drinks or free skiing, but the perks that I am interested in are the ones that really save money. The kind of perks that will allow you to remove a necessary category from your budget. During our first year of marriage, my wife and I worked as residence supervisors at a college. Our apartment was small and there was an almost constant knocking on the door. My salary was extremely small, however, we lived rent and utility free for almost a year. The lack of housing expense made my total compensation package well worth it.

So here are a few occupational areas that might save you some money:


The expense of health insurance is getting so high that some people might consider working only for healthcare. Also, remember that in some hospitals or clinics, it is not only the health professionals – doctors, nurses, surgeons who get great health benefits, but many times it is also the support personnel such as receptionists, accountants, marketing, human resources. I once knew a janitor with six children whose entire family was covered because he mopped floors and cleaned bathrooms at night in a hospital.

Airline Employee

Free flights are a great perk. However,  this perk will not save you money unless you are forced to do a lot of flying. Since my family lives about 900 miles from wife’s family and a 1,000 miles from my family, an airline job would definitely save us dough. If you are simply flying for fun, this perk will not help your bottom line.


We often hear about how underpaid teachers are in America. It is true that some teachers might be underpaid, but the major perk that teachers sometimes overlook is the amount of time off that they get during the year. A week or two for Spring Break, two weeks at Christmas and nearly three months in the summer. A teacher who might make $25,000 or $35,000 a year in his teaching job can easily add another $10K to his annual salary by working during the periods of time when school is not in session. Time is money!

Auto Mechanic

Can you imagine getting your car repaired for free? Or for maybe only the cost of parts? I probably would have saved almost $4,000 over the past 12 months if I worked in a garage.


Catering, especially if you own your own catering business, can supplement employee food budgets. When food is purchased in bulk there is often extra left over that will go to waste unless someone takes it and when events are canceled . . . Different companies might have different policies about what employees are allowed to take home, but extra food could supplement a otherwise small paycheck.

Can you think of any other jobs where the benefits might be worth more than the salary? On Friday, I plan to share some part-time jobs that could increase your perks.

Article by Stew

Photo by yummiecOOkies

11 Responses (including trackbacks) to “Full-time jobs with perks that can save you money”

  1. Eric A Says:

    I never would have thought to include some of these perks when considering overall compensation – great post!

  2. Jake's mom Says:

    Working for a cell phone company – Sprint allows it’s employees free service – they pay for the phone but not the monthly usage fee. They do pay for all the FCC/Federal/State fees so an employee cell phone bill is usually $5/month. This is not true for the aircard/datacard (takes up more network space) but they do pay a discounted rate for that too.

    I would like to know if AT&T, Verizon, T-Mobile or any others offer this perk.

  3. Gina Says:

    Part-time job perk – working as an usher for a concert venue. During the summer I work at an outdoor amphitheater. I will get to see 38 concerts this year (16 so far). I even got to personally meet Sting in June. It started out as a volunteer job in 1997 and went to paid staff in 2008. Since I had been a reliable volunteer they picked me for a permanent position.

  4. Finance4youth.com Says:

    Glad you mentioned the time off for teachers. As a teacher, I get frustrated when my peers forget that most of them work about 180 days a year. That leaves half the year to do other things. Great benefit.

  5. Stew Says:

    Gina . . . do you live in Colorado?

    Finance: my parents taught in private schools and my father typically earned more in the summer in construction than he earned as a teacher.

  6. Dan in Philly Says:

    True, but also consider these things:
    A career in real estate allows you to better buy and sell your house.
    A career in food preparation allows you to cook and enjoy better food for less money.
    A career in finance allows you to better manage your budget and investments.

  7. Stew Says:

    Dan, that is why I should have been an auto mechanic.

  8. Gina Says:

    No Stew, GA.

    And I have ALWAYS wished I could have been an auto mechanic.

  9. novatedlease calculator Says:

    Yeah, I also didn’t notice the value of having perks until I read this article. Salary may be the basic attraction to us because it is practically the main reason for employment but as we deal with the essence of perks, we may realize that employment benefits are also important consideration that will create a financial advantage.

  10. smart meters Says:

    Its quite true. This is very tough time to find employment and perks which come with various jobs can certainly save money.

  11. Candace Says:

    I worked in catering for a summer at a wedding reception hall. I brought home prime rib and potatoes every weekend, by the end we were a little tired of it, but it was a fun perk for awhile.

    I currently do mystery shopping. So far this month we’ve been to eat at several restaurants, a dozen fast food visits, and four movies. Not bad! You typically don’t make much, so it is all about the perks. I have a few blog posts on how to get into it and the best companies.

    One of our major expenses is housing- I would love to find a job managing an apartment complex that includes free rent.