Comments on: Which debt do you hate the most? http://www.gatherlittlebylittle.com/2010/02/which-debt-do-you-hate-the-most/ Proverbs 13:11 - "...he who gathers money little by little makes it grow." Wed, 08 Feb 2012 18:29:01 +0000 hourly 1 By: Rebhttp://www.gatherlittlebylittle.com/2010/02/which-debt-do-you-hate-the-most/#comment-15319 Reb Sun, 07 Feb 2010 17:44:33 +0000 http://www.gatherlittlebylittle.com/?p=2749#comment-15319 My credit card debt. I had *just* gotten my debt down to the point where it'd be paid off in a couple months. Then...I got laid off. I ended up sadly unemployed for over a year. Instead of just budgeting and eat Ramen noodles for a year, I ended up using all of my savings, all of my unemployment, and increasing by credit card debt. Awesome. Now that I have been working for a year, I just want to get rid of it as quickly as possible. Fortunately, I don't have much else in the way of loans or debts, so most of my paycheck goes straight to the credit card companies (I suppose the way I put it, that didn't sound very "fortunate"). My credit card debt. I had *just* gotten my debt down to the point where it’d be paid off in a couple months. Then…I got laid off. I ended up sadly unemployed for over a year. Instead of just budgeting and eat Ramen noodles for a year, I ended up using all of my savings, all of my unemployment, and increasing by credit card debt. Awesome. Now that I have been working for a year, I just want to get rid of it as quickly as possible. Fortunately, I don’t have much else in the way of loans or debts, so most of my paycheck goes straight to the credit card companies (I suppose the way I put it, that didn’t sound very “fortunate”).

]]> By: Michellehttp://www.gatherlittlebylittle.com/2010/02/which-debt-do-you-hate-the-most/#comment-15218 Michelle Wed, 03 Feb 2010 15:37:49 +0000 http://www.gatherlittlebylittle.com/?p=2749#comment-15218 I hate my 2nd mortgage (just broke under $13K) - it represents consolidating all the stupid CC's and other misc. debt - all UNSeCURED debt might I add - a secured lien against my HOUSE> why did I do that?! I hate my 2nd mortgage (just broke under $13K) – it represents consolidating all the stupid CC’s and other misc. debt – all UNSeCURED debt might I add – a secured lien against my HOUSE> why did I do that?!

]]> By: Staceyhttp://www.gatherlittlebylittle.com/2010/02/which-debt-do-you-hate-the-most/#comment-15187 Stacey Tue, 02 Feb 2010 18:09:26 +0000 http://www.gatherlittlebylittle.com/?p=2749#comment-15187 I'm with Amy - the mortgage is all we have, but it bothers me SO much. We've paid off five years of principal in one year and can't wait to pay the entire thing off! I’m with Amy – the mortgage is all we have, but it bothers me SO much. We’ve paid off five years of principal in one year and can’t wait to pay the entire thing off!

]]> By: Amy @ TheCircusMcGurkus.Blogspot.comhttp://www.gatherlittlebylittle.com/2010/02/which-debt-do-you-hate-the-most/#comment-15183 Amy @ TheCircusMcGurkus.Blogspot.com Tue, 02 Feb 2010 15:02:20 +0000 http://www.gatherlittlebylittle.com/?p=2749#comment-15183 We only have the mortgage left and I really hate it. It kills me a the end of the year to realize we have spent $14k on it and we only reduced our priciple by $2k. Ugh! I have a hard time imagining the day our home will finally be paid for, the debt seems so great and the term so long. Only 28 years and 4 months to go. We only have the mortgage left and I really hate it. It kills me a the end of the year to realize we have spent $14k on it and we only reduced our priciple by $2k. Ugh! I have a hard time imagining the day our home will finally be paid for, the debt seems so great and the term so long. Only 28 years and 4 months to go.

]]> By: Kenhttp://www.gatherlittlebylittle.com/2010/02/which-debt-do-you-hate-the-most/#comment-15165 Ken Tue, 02 Feb 2010 03:12:56 +0000 http://www.gatherlittlebylittle.com/?p=2749#comment-15165 Credit card debt hands down. It's a noose around my financial neck. One of my cards is 25%...currently looking for a lower rate to transfer to. Credit card debt hands down. It’s a noose around my financial neck. One of my cards is 25%…currently looking for a lower rate to transfer to.

]]> By: Ginahttp://www.gatherlittlebylittle.com/2010/02/which-debt-do-you-hate-the-most/#comment-15162 Gina Tue, 02 Feb 2010 00:35:26 +0000 http://www.gatherlittlebylittle.com/?p=2749#comment-15162 Stew, holy moly man, refi that car. See if a local credit union would help you with that. I did and have since moved all of my accounts to a credit union. Hated debt? CREDIT CARDS!!! Even though they have been very nice to me (jacked my rate but I called and they reversed it), I still feel so dumb for getting into credit card debt in the first place. I'm like Whitney, I hate paying them each month b/c I don't see results. If I spend $1k on fixing up my home I can "see" a result. If I send $1k to credit cards, I see nothing. UGH! And I'm w/you Stew ... people w/o debt irritate me too; I am very jealous of them. Stew, holy moly man, refi that car. See if a local credit union would help you with that. I did and have since moved all of my accounts to a credit union.

Hated debt? CREDIT CARDS!!! Even though they have been very nice to me (jacked my rate but I called and they reversed it), I still feel so dumb for getting into credit card debt in the first place. I’m like Whitney, I hate paying them each month b/c I don’t see results. If I spend $1k on fixing up my home I can “see” a result. If I send $1k to credit cards, I see nothing. UGH!

And I’m w/you Stew … people w/o debt irritate me too; I am very jealous of them.

]]> By: Gypsiehttp://www.gatherlittlebylittle.com/2010/02/which-debt-do-you-hate-the-most/#comment-15161 Gypsie Mon, 01 Feb 2010 23:37:14 +0000 http://www.gatherlittlebylittle.com/?p=2749#comment-15161 Credit Card debt is the worst! I have paid off one of my DHs cards and now just have a few more but they are the largest. Credit Card debt is the worst! I have paid off one of my DHs cards and now just have a few more but they are the largest.

]]> By: Christinehttp://www.gatherlittlebylittle.com/2010/02/which-debt-do-you-hate-the-most/#comment-15155 Christine Mon, 01 Feb 2010 19:21:49 +0000 http://www.gatherlittlebylittle.com/?p=2749#comment-15155 The car will be paid off March or April (two years early!), and the only one left is the mortgage. No hated debt here. :) The car will be paid off March or April (two years early!), and the only one left is the mortgage. No hated debt here. :)

]]> By: April Jhttp://www.gatherlittlebylittle.com/2010/02/which-debt-do-you-hate-the-most/#comment-15154 April J Mon, 01 Feb 2010 19:12:29 +0000 http://www.gatherlittlebylittle.com/?p=2749#comment-15154 I have many, and I hate them all. The most irritating is probably the child support debt my husband had before we were married. It's huge because he didn't understand how to get it adjusted. But so far, the minimum payment didn't even touch the amount due plus interest, so despite how much I put it, it only increased. Finally this month, we will stop earning interest on it - I wish credit cards had that option. I have too many credit cards and am running into the ugliness of February credit "improvements" which mean, higher interest rates, and higher minimum payments. Someday I will be debt free!!! I have many, and I hate them all. The most irritating is probably the child support debt my husband had before we were married. It’s huge because he didn’t understand how to get it adjusted. But so far, the minimum payment didn’t even touch the amount due plus interest, so despite how much I put it, it only increased. Finally this month, we will stop earning interest on it – I wish credit cards had that option. I have too many credit cards and am running into the ugliness of February credit “improvements” which mean, higher interest rates, and higher minimum payments. Someday I will be debt free!!!

]]> By: gholmeshttp://www.gatherlittlebylittle.com/2010/02/which-debt-do-you-hate-the-most/#comment-15152 gholmes Mon, 01 Feb 2010 17:13:52 +0000 http://www.gatherlittlebylittle.com/?p=2749#comment-15152 Stew sell the car, holy smokes. Stew sell the car, holy smokes.

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