Lazy = No money
Okay, that title was just to get your attention. People who have little money are certainly not all lazy. A lot of people struggle to make ends meet while still working hard. My point is that many times we allow money leaks into our lives simply because of laziness.
Lazy people miss out on deals or discounts because of procrastination. Coupons? Too hard to cut out and use.
What about sweat equity? Sometimes a house owned by a lazy person does not appreciate because he simply does not make the effort to paint or clean or decorate. He does the bare minimum in his yars and then loses money when it comes time to sell.
The lazy person does not save money by doing research before making a purchase. We have more information at our fingertips than ever before, but a lazy person will buy the next shiny thing only after listening to a salesperson’s recommendation.
Another area that a lazy person can overlook is the savings that can be realized by doing one’s own work around the house. There are many home and even appliance repairs that homeowners could do themselves if they only took the time to read a manual or just tried to fix something on our own. My dad recently fixed his own furnace and saved himself $600.
Lazy people often lose money by paying late fees and extra interest by paying bills late. It is not that they do not have the money to pay the bill – they just do not mail the payment on time!
Lazy people do not practice proper car maintenance – oil changes are put off, tires are bald, wiper blades disintegrate – not for lack of money or time, but simply because of a lack of responsibility.
Lazy people do not keep good records, they lose warantee paperwork, have trouble recording tax deductions and forget to write down critical financial information for their spouse in case of an emergency.
I have to confess that laziness sometimes creeps up and takes money out of my wallet. What about you? Does your laziness cost you income? Does your laziness increase your spending?
Article by Stew
Photo by Misserion