Comments on: 10 Small Ways to Save Money That Make a Big Difference

By: Margert Scher

Margert Scher — Wed, 09 Dec 2009 22:04:06 +0000

Interesting expose and info here, having multiple credit cards can furthermore give you a quantity of negotiating power when it comes to annual fees. As soon as these fees are charged, you can frequently have them waived by telling the credit card corporation that you would rather close the checking account than settle the fee. Following all, if you have other credit cards obtainable, then you don’t really have to theirs. Typically, they will waive the charge in order to keep the account active.

By: 5 Ways to Make Money on YouTube NOW! | Free Twitter Cash

5 Ways to Make Money on YouTube NOW! | Free Twitter Cash — Sat, 05 Dec 2009 23:25:55 +0000

[...] 10 Small Ways to Save Money That Make a Big Difference – Image: alamosbasement. When it comes to saving, sometimes starting small feels almost like not starting at all. A bit here and a bit there tends to add up like drops in a bucket. The important thing to remember though when it comes to … [...]

By: Credit Card Chaser

Credit Card Chaser — Fri, 20 Nov 2009 04:59:50 +0000

I always try to put as many purchased on my AmEx that gets 1% to 3% cash back as possible.

By: Jenna

Jenna — Tue, 17 Nov 2009 04:09:41 +0000

Although I did enjoy your article, I am somewhat confused by your inclusion of number one. Credit cards do not help one save through rewards. Whipping out your credit card increases one’s willingness to pay for marketable items by up to 100%, and increases our spending. Earning 4% cash back on purchases is worthless if you spend 15% more on average by using your credit card in the first place. Furthermore, the current credit card market has skyrocketing interest rates and increased rewards regulations (ie. if one exceeds their credit limit in a given monthly cycle this can negate any rewards earned in that period). It seems that credit cards are becoming increasingly expensive and less rewarding. It’s time to start considering more responsible options that will actually help one save, such as high yield checking accounts or rewards debit card programs.

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By: Travis

Travis — Mon, 09 Nov 2009 18:13:35 +0000

I’ve been using the “save your coins” mindset for years, and it IS nice to cash them in every once in a while for a $50 or $100 bonus every so often. I think the biggest thing most people need to remember however is that it takes effort and won’t come overnight. The sooner you can realize that, the sooner you can be on your way to financial independence.

By: Economy and your finances carnival November 7th 2009

Economy and your finances carnival November 7th 2009 — Sun, 08 Nov 2009 08:07:13 +0000

[...] presents 10 Small Ways to Save Money That Make a Big Difference posted at Gather Little By Little, saying, “It’s much the same with small savings [...]

By: Angie

Angie — Fri, 06 Nov 2009 16:38:47 +0000

I think people underestimate the power of coupons and how much they can save you. They seem like just a few cents but when you add them up and use them every time you shop, you really can save big. The best way to use them is on items that are already on sale. I can’t tell you the number of items I’ve gotten for free or close to free because I used a coupon on a sale item. Great tips!

By: Wojciech

Wojciech — Fri, 06 Nov 2009 12:12:59 +0000

My favorite is #6 (savings account). About a year ago, we set up a automatic savings account with our bank that transfers a dollar every time we make a transaction. Honestly, I didn’t expect too much from it.

Contrary to my expectations, in the past year we actually saved hundreds of dollars – enough to pay my wife’s insurance deductible when we deliver our first baby. We’re using the fund as our very own “AFLAC.”

By: Jack

Jack — Thu, 05 Nov 2009 16:49:45 +0000

One man’s trash is another man’s treasure I always say. You can make a nice bit of extra cash by selling things you no longer need or use.

By: Jim Hayes

Jim Hayes — Thu, 05 Nov 2009 03:57:35 +0000

Great ideas! If your company offers a Flexible Spending Account you should utilize that to save a ton on health care expenses including vision, dental, prescriptions, OTC meds, and regular co-pays.

A good resource explaining how Flexible Spending Accounts work is http://www.24hourflex.com under the “Learning Center” section.