Comments on: 10 Small Ways to Save Money That Make a Big Difference http://www.gatherlittlebylittle.com/2009/11/10-small-ways-to-save-money-that-make-a-big-difference/ Proverbs 13:11 - "...he who gathers money little by little makes it grow." Wed, 08 Feb 2012 18:29:01 +0000 hourly 1 By: Laurahttp://www.gatherlittlebylittle.com/2009/11/10-small-ways-to-save-money-that-make-a-big-difference/#comment-27356 Laura Thu, 09 Dec 2010 02:44:53 +0000 http://www.gatherlittlebylittle.com/?p=2358#comment-27356 I just lost my job and had to find some ways of saving money. So I started looking at things around the house that actually cost me extra money, things I didnt need and then had a garage sell! I can say I feel a little better having less 'junk' around all the while adding a little cash to my pockets. I just lost my job and had to find some ways of saving money. So I started looking at things around the house that actually cost me extra money, things I didnt need and then had a garage sell! I can say I feel a little better having less ‘junk’ around all the while adding a little cash to my pockets.

]]> By: Matthew Reinhttp://www.gatherlittlebylittle.com/2009/11/10-small-ways-to-save-money-that-make-a-big-difference/#comment-24111 Matthew Rein Sat, 30 Oct 2010 00:22:16 +0000 http://www.gatherlittlebylittle.com/?p=2358#comment-24111 Wow making money without a job has sometimes really been extremely difficult; most of the time I purchase some programs and get money from those. although they get really expensive! Trying to make money without any sort of job experience is even harder. Some programs are just unprofitable, but this post surprisingly taught me a lot. Great Info! :) Wow making money without a job has sometimes really been extremely difficult; most of the time I purchase some programs and get money from those. although they get really expensive! Trying to make money without any sort of job experience is even harder. Some programs are just unprofitable, but this post surprisingly taught me a lot. Great Info! :)

]]> By: Margert Scherhttp://www.gatherlittlebylittle.com/2009/11/10-small-ways-to-save-money-that-make-a-big-difference/#comment-13655 Margert Scher Wed, 09 Dec 2009 22:04:06 +0000 http://www.gatherlittlebylittle.com/?p=2358#comment-13655 Interesting expose and info here, having multiple credit cards can furthermore give you a quantity of negotiating power when it comes to annual fees. As soon as these fees are charged, you can frequently have them waived by telling the credit card corporation that you would rather close the checking account than settle the fee. Following all, if you have other credit cards obtainable, then you don't really have to theirs. Typically, they will waive the charge in order to keep the account active. Interesting expose and info here, having multiple credit cards can furthermore give you a quantity of negotiating power when it comes to annual fees. As soon as these fees are charged, you can frequently have them waived by telling the credit card corporation that you would rather close the checking account than settle the fee. Following all, if you have other credit cards obtainable, then you don’t really have to theirs. Typically, they will waive the charge in order to keep the account active.

]]> By: Credit Card Chaserhttp://www.gatherlittlebylittle.com/2009/11/10-small-ways-to-save-money-that-make-a-big-difference/#comment-13046 Credit Card Chaser Fri, 20 Nov 2009 04:59:50 +0000 http://www.gatherlittlebylittle.com/?p=2358#comment-13046 I always try to put as many purchased on my AmEx that gets 1% to 3% cash back as possible. I always try to put as many purchased on my AmEx that gets 1% to 3% cash back as possible.

]]> By: Jennahttp://www.gatherlittlebylittle.com/2009/11/10-small-ways-to-save-money-that-make-a-big-difference/#comment-12913 Jenna Tue, 17 Nov 2009 04:09:41 +0000 http://www.gatherlittlebylittle.com/?p=2358#comment-12913 Although I did enjoy your article, I am somewhat confused by your inclusion of number one. Credit cards do not help one save through rewards. Whipping out your credit card increases one's willingness to pay for marketable items by up to 100%, and increases our spending. Earning 4% cash back on purchases is worthless if you spend 15% more on average by using your credit card in the first place. Furthermore, the current credit card market has skyrocketing interest rates and increased rewards regulations (ie. if one exceeds their credit limit in a given monthly cycle this can negate any rewards earned in that period). It seems that credit cards are becoming increasingly expensive and less rewarding. It's time to start considering more responsible options that will actually help one save, such as high yield checking accounts or rewards debit card programs. If you want to hear more, visit pinkwalletblog.blogspot.com Although I did enjoy your article, I am somewhat confused by your inclusion of number one. Credit cards do not help one save through rewards. Whipping out your credit card increases one’s willingness to pay for marketable items by up to 100%, and increases our spending. Earning 4% cash back on purchases is worthless if you spend 15% more on average by using your credit card in the first place. Furthermore, the current credit card market has skyrocketing interest rates and increased rewards regulations (ie. if one exceeds their credit limit in a given monthly cycle this can negate any rewards earned in that period). It seems that credit cards are becoming increasingly expensive and less rewarding. It’s time to start considering more responsible options that will actually help one save, such as high yield checking accounts or rewards debit card programs.

If you want to hear more, visit pinkwalletblog.blogspot.com

]]> By: Travishttp://www.gatherlittlebylittle.com/2009/11/10-small-ways-to-save-money-that-make-a-big-difference/#comment-12693 Travis Mon, 09 Nov 2009 18:13:35 +0000 http://www.gatherlittlebylittle.com/?p=2358#comment-12693 I've been using the "save your coins" mindset for years, and it IS nice to cash them in every once in a while for a $50 or $100 bonus every so often. I think the biggest thing most people need to remember however is that it takes effort and won't come overnight. The sooner you can realize that, the sooner you can be on your way to financial independence. I’ve been using the “save your coins” mindset for years, and it IS nice to cash them in every once in a while for a $50 or $100 bonus every so often. I think the biggest thing most people need to remember however is that it takes effort and won’t come overnight. The sooner you can realize that, the sooner you can be on your way to financial independence.

]]> By: Economy and your finances carnival November 7th 2009http://www.gatherlittlebylittle.com/2009/11/10-small-ways-to-save-money-that-make-a-big-difference/#comment-12654 Economy and your finances carnival November 7th 2009 Sun, 08 Nov 2009 08:07:13 +0000 http://www.gatherlittlebylittle.com/?p=2358#comment-12654 [...] presents 10 Small Ways to Save Money That Make a Big Difference posted at Gather Little By Little, saying, “It's much the same with small savings [...] [...] presents 10 Small Ways to Save Money That Make a Big Difference posted at Gather Little By Little, saying, “It’s much the same with small savings [...]

]]> By: Angiehttp://www.gatherlittlebylittle.com/2009/11/10-small-ways-to-save-money-that-make-a-big-difference/#comment-12620 Angie Fri, 06 Nov 2009 16:38:47 +0000 http://www.gatherlittlebylittle.com/?p=2358#comment-12620 I think people underestimate the power of coupons and how much they can save you. They seem like just a few cents but when you add them up and use them every time you shop, you really can save big. The best way to use them is on items that are already on sale. I can't tell you the number of items I've gotten for free or close to free because I used a coupon on a sale item. Great tips! I think people underestimate the power of coupons and how much they can save you. They seem like just a few cents but when you add them up and use them every time you shop, you really can save big. The best way to use them is on items that are already on sale. I can’t tell you the number of items I’ve gotten for free or close to free because I used a coupon on a sale item. Great tips!

]]> By: Wojciechhttp://www.gatherlittlebylittle.com/2009/11/10-small-ways-to-save-money-that-make-a-big-difference/#comment-12614 Wojciech Fri, 06 Nov 2009 12:12:59 +0000 http://www.gatherlittlebylittle.com/?p=2358#comment-12614 My favorite is #6 (savings account). About a year ago, we set up a automatic savings account with our bank that transfers a dollar every time we make a transaction. Honestly, I didn't expect too much from it. Contrary to my expectations, in the past year we actually saved hundreds of dollars - enough to pay my wife's insurance deductible when we deliver our first baby. We're using the fund as our very own "AFLAC." :) My favorite is #6 (savings account). About a year ago, we set up a automatic savings account with our bank that transfers a dollar every time we make a transaction. Honestly, I didn’t expect too much from it.

Contrary to my expectations, in the past year we actually saved hundreds of dollars – enough to pay my wife’s insurance deductible when we deliver our first baby. We’re using the fund as our very own “AFLAC.” :)

]]> By: Jackhttp://www.gatherlittlebylittle.com/2009/11/10-small-ways-to-save-money-that-make-a-big-difference/#comment-12606 Jack Thu, 05 Nov 2009 16:49:45 +0000 http://www.gatherlittlebylittle.com/?p=2358#comment-12606 One man's trash is another man's treasure I always say. You can make a nice bit of extra cash by selling things you no longer need or use. One man’s trash is another man’s treasure I always say. You can make a nice bit of extra cash by selling things you no longer need or use.

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