Comments on: How I use ING Sub Accounts http://www.gatherlittlebylittle.com/2009/09/how-i-use-ing-sub-accounts/ Proverbs 13:11 - "...he who gathers money little by little makes it grow." Sat, 20 Mar 2010 13:19:31 -0400 hourly 1 By: » Personal Updates and Links: New Insurance for this Bada$$ Blogger | PT Money http://www.gatherlittlebylittle.com/2009/09/how-i-use-ing-sub-accounts/comment-page-1/#comment-12048 » Personal Updates and Links: New Insurance for this Bada$$ Blogger | PT Money Tue, 06 Oct 2009 08:07:53 +0000 http://www.gatherlittlebylittle.com/?p=2079#comment-12048 [...] Stew over at Gather Little by Little went into the details of how he uses sub-accounts in ING DIRECT. [...] [...] Stew over at Gather Little by Little went into the details of how he uses sub-accounts in ING DIRECT. [...]

]]> By: DDFD at DivorcedDadFrugalDad.com http://www.gatherlittlebylittle.com/2009/09/how-i-use-ing-sub-accounts/comment-page-1/#comment-11600 DDFD at DivorcedDadFrugalDad.com Tue, 15 Sep 2009 12:48:27 +0000 http://www.gatherlittlebylittle.com/?p=2079#comment-11600 I love the ING account, but I have yet to breal it down into sub accounts . . . something to do going forward. I love the ING account, but I have yet to breal it down into sub accounts . . . something to do going forward.

]]> By: The Good Life on a Budget » Festival of Frugality #195 - Apple Edition http://www.gatherlittlebylittle.com/2009/09/how-i-use-ing-sub-accounts/comment-page-1/#comment-11591 The Good Life on a Budget » Festival of Frugality #195 - Apple Edition Tue, 15 Sep 2009 08:25:27 +0000 http://www.gatherlittlebylittle.com/?p=2079#comment-11591 [...] Financial Blogger presents How I use ING Sub Accounts posted at Gather Little by Little. I plan on implementing this system into our [...] [...] Financial Blogger presents How I use ING Sub Accounts posted at Gather Little by Little. I plan on implementing this system into our [...]

]]> By: Stew http://www.gatherlittlebylittle.com/2009/09/how-i-use-ing-sub-accounts/comment-page-1/#comment-11554 Stew Mon, 14 Sep 2009 04:10:48 +0000 http://www.gatherlittlebylittle.com/?p=2079#comment-11554 I think if your original account was a joint account, the new sub account would automatically be under the same names. The reason that I said not to choose joint account is because the opening procedure then asks the other person to log in - my account is not joint. I think if your original account was a joint account, the new sub account would automatically be under the same names. The reason that I said not to choose joint account is because the opening procedure then asks the other person to log in – my account is not joint.

]]> By: Michael http://www.gatherlittlebylittle.com/2009/09/how-i-use-ing-sub-accounts/comment-page-1/#comment-11538 Michael Sat, 12 Sep 2009 19:53:22 +0000 http://www.gatherlittlebylittle.com/?p=2079#comment-11538 Why do you say "do not choose joint account"? I ask because my current acct is a joint acct with my wife... wouldn't I want the subs to include us both? Why do you say “do not choose joint account”? I ask because my current acct is a joint acct with my wife… wouldn’t I want the subs to include us both?

]]> By: dramon http://www.gatherlittlebylittle.com/2009/09/how-i-use-ing-sub-accounts/comment-page-1/#comment-11486 dramon Wed, 09 Sep 2009 23:04:22 +0000 http://www.gatherlittlebylittle.com/?p=2079#comment-11486 Good post. I have never used ING much and now I may start. I also ran across this article about how most banks are charging for overdrafts on ATM cards, but ING doees not; which I thought others might be interested in as well. http://finance.yahoo.com/banking-budgeting/article/107691/overspending-on-debit-cards-is-a-boon-for-banks.html?mod=bb-checking_savings here are some that don’t: Debit has essentially changed into a stealth form of credit, according to critics like him, and three quarters of the nation's largest banks, except for a few like Citigroup and INGDirect, automatically cover debit and A.T.M. overdrafts. Good post. I have never used ING much and now I may start. I also ran across this article about how most banks are charging for overdrafts on ATM cards, but ING doees not; which I thought others might be interested in as well.

http://finance.yahoo.com/banking-budgeting/article/107691/overspending-on-debit-cards-is-a-boon-for-banks.html?mod=bb-checking_savings

here are some that don’t:
Debit has essentially changed into a stealth form of credit, according to critics like him, and three quarters of the nation’s largest banks, except for a few like Citigroup and INGDirect, automatically cover debit and A.T.M. overdrafts.

]]> By: IS http://www.gatherlittlebylittle.com/2009/09/how-i-use-ing-sub-accounts/comment-page-1/#comment-11480 IS Wed, 09 Sep 2009 17:27:59 +0000 http://www.gatherlittlebylittle.com/?p=2079#comment-11480 Yep, I'm really a fan of ING, gives so much flexibility. Unfortunately, my bank does not make it easy to open several accounts and I really like to have sub-accounts for specific saving purposes such as wedding budget, travel, funds for the future, etc. Because somehow, when all the money is mixed together, just seems like it is spend a lot more easily:) Yep, I’m really a fan of ING, gives so much flexibility. Unfortunately, my bank does not make it easy to open several accounts and I really like to have sub-accounts for specific saving purposes such as wedding budget, travel, funds for the future, etc.

Because somehow, when all the money is mixed together, just seems like it is spend a lot more easily:)

]]> By: Katrina http://www.gatherlittlebylittle.com/2009/09/how-i-use-ing-sub-accounts/comment-page-1/#comment-11476 Katrina Wed, 09 Sep 2009 15:59:57 +0000 http://www.gatherlittlebylittle.com/?p=2079#comment-11476 I've been using ING for a number of years, but I've only been using the subaccounts for the last 18 months or so. I've got accounts for gifts, utilities (my utility bills are every other month), savings, vacation, and just "extra". Budgeting is so much easier this way - I wish I had realized this sooner. Any bank that makes it easier for you to save for a particular goal deserves a medal :) I’ve been using ING for a number of years, but I’ve only been using the subaccounts for the last 18 months or so. I’ve got accounts for gifts, utilities (my utility bills are every other month), savings, vacation, and just “extra”. Budgeting is so much easier this way – I wish I had realized this sooner. Any bank that makes it easier for you to save for a particular goal deserves a medal :)

]]> By: Stew http://www.gatherlittlebylittle.com/2009/09/how-i-use-ing-sub-accounts/comment-page-1/#comment-11474 Stew Wed, 09 Sep 2009 14:40:50 +0000 http://www.gatherlittlebylittle.com/?p=2079#comment-11474 David, those are dome awesome tips, thank you so much for taking the time to share. Emily, may I ask the name of you local bank? Jason, especially for us lazy people. ;) David, those are dome awesome tips, thank you so much for taking the time to share.

Emily, may I ask the name of you local bank?

Jason, especially for us lazy people. ;)

]]> By: Jason Unger http://www.gatherlittlebylittle.com/2009/09/how-i-use-ing-sub-accounts/comment-page-1/#comment-11472 Jason Unger Wed, 09 Sep 2009 14:23:19 +0000 http://www.gatherlittlebylittle.com/?p=2079#comment-11472 Nice overview. The best part about the subaccounts, like you say, is being able to see just what the money is being used for. If you've got a goal of saving money for a new laptop, or to pay your taxes, or for your vacation, keeping the money separate (but all in one place) makes it super easy to track how you're doing. Nice overview. The best part about the subaccounts, like you say, is being able to see just what the money is being used for.

If you’ve got a goal of saving money for a new laptop, or to pay your taxes, or for your vacation, keeping the money separate (but all in one place) makes it super easy to track how you’re doing.

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