Mom is staying home!
A month ago, I shared that my wife was planning to work outside the home during this school year. We had every reason to believe that she would be hired and our children would attend that school free of charge. The added income would have reduced our financial strain significantly and if you remember the reasons, the decision was almost 100 percent financially based. However, it turns out that she will not be taking the job.
Here is how it developed: my wife was invited to apply for the position last February. She filled out the application, participated in a preliminary interview and then waited . . . and waited. . . We were told on several occasions that she was hired, but things continued to drag on – no contract, no information on a start date, no final salary numbers, no concrete details. Her job was going to be a teaching position and with school starting in less than a month, Mrs. Stew finally took things into her own hands, drove to the school and requested a meeting with the administrator. She said that she needed a final answer by last Friday and was assured that she would be called well before that day. Of course Friday rolled around and there was no email or phone call.
When the deadline passed Mrs. Stew informed all of the families for whom she provides in-home daycare that she would be continuing to provide that service for the next year – of course, then the school called her the following Tuesday and offered the job . . . but it was too late. It sounds to me like this particular organization is having some administrative problems. Even though the free education and the extra money sounded good, there probably would have been more than a few headaches with this job.
- The income for which we had been planning will now be cut in half.
- We will not be able to dig our way out of debt as quickly as originally planned.
- Our children will now homeschool.
- Our lifestyle will need more trimming.
Places where we will save money:
- Clothing – work clothing for Mrs. Stew and school clothing for the children.
- Transportation – we will not need to purchase another car.
- Food – If Mrs. Stew was working, I know that we would have eaten out more often.
Ultimately, I think our whole family is glad that mom will be staying home this year. Even though he doesn’t realize it, I know that our two-year old will be happier staying home and our overall family stress level will be lower with mom around more to “steady the ship” .
And our budget? Mrs. Stew and I went through it with a fine-toothed comb the other night and some belt-tightening will be necessary, but I think we can make it work. We will have trouble accumulating an emergency fund and our retirement savings will have to wait another year, but as I told Mrs. Stew, if we had more surplus in our budget, our faith in God will not have to be as strong!
Photo by oksidor
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