Comments on: You Need a Budget Giveaway!

By: Geana

Geana — Sun, 10 May 2009 16:12:06 +0000

I love the piece of mind a budget gives me. I am interested in the month advance YNAB sets up.

By: Candice

Candice — Sun, 10 May 2009 03:36:31 +0000

I budget because one day it will give me the freedom to do devote my life exclusively to what i love!

By: Roshawn @ Watson Inc

Roshawn @ Watson Inc — Sun, 10 May 2009 01:05:25 +0000

Budgeting gives you control over your income, which is vital for wealth building

By: KJS

KJS — Sun, 10 May 2009 00:30:36 +0000

I love budgeting because it puts me in the driver’s seat when it comes to controlling where my money goes. It allows me to point my money toward what is important (e.g. paying off debt, saving for retirement, emergency fund, enjoying my hobbies) and away from things that aren’t (impulse buys, bank fees, credit card interest).

By: Wendy

Wendy — Sun, 10 May 2009 00:26:28 +0000

I’d lvoe to say I like budgeting, but I don’t. I know it’s the right thing to do, and it would probably be helpful to NOT do it on the back of an envelope. I’m sure husband, who is an accountant, woudl LOVE to help me set this up!

By: Michelle

Michelle — Thu, 07 May 2009 18:16:28 +0000

I like budgeting because YNAB and budgeting have helped me pay off $12,000 debt since August of last year – that’s an average of $1333 per month. Before YNAB, I never seemed to have enough to pay the bills when they were due, much less pay extra. I still have $18,000 to pay off, but I can and WILL do that by August of next year. YNAB’s concept of budgeting (actually, their Four Rules, so concepts plural) really gave me the insight I needed into the why, what, when and how of what I need to be doing rather than just saying here’s a spreadsheet. LOVE it! I’m 35 and I am just now thinking, “maybe I can get ahead.” Simply thinking I will be debt free in 15 months lets me sleep easier at night and having a budget I can and will follow has greatly improved the quality of my life. If I win, I want to give the free copy to my 25 year old brother – give him a 10-year headstart on where I am today.

By: Dan

Dan — Thu, 07 May 2009 17:06:55 +0000

Thanks for the giveaway, and for this blog!

I like budgeting because it allows me to look over our total spend over time for each category and identify which areas are sore spots, and which we’re doing well in. Doing this monthly has allowed us to trim spending month after month since we really started keeping up with the process.

Wish I had started this about 10 years earlier!

By: Monica

Monica — Thu, 07 May 2009 14:47:17 +0000

I use a budget on paper because, being old enough to have my son explain Excel, I don’t have time to figure out how to set it up. Right now I do a simple one right in my check book with money taken out weekly in three categories: big bills(yearly), house payment, and credit card. Each week’s deposit is assigned one or more monthly bills with the months with a fifth week as catch up if needed. I know with a glance if we have money in case of an emergency. Right now we have an emergency fund in a fourth category which was left in from our tax refund!

Budgets are so essential for those of us with lower incomes. If YNAB works with a MAC I would love to try it.

By: Amy

Amy — Wed, 06 May 2009 23:00:27 +0000

I wish I had started budgeting sooner – if I had, I would have much more money right now. But I’m glad that I’ve gotten into it. I have a zero-based budget now, and I love it because it frees me from the stress of worrying if I have enough money in the bank.

I’ve been meaning to try YNAB. I’ve been using a rather large Excel spreadsheet, but I’ve been wanting to give YNAB a try.

By: Twinsmom

Twinsmom — Wed, 06 May 2009 20:19:08 +0000

I’ve been fighting with myself over making a budget. Maybe this would help me actually do it and use it! Thanks for being able to offer it.