Comments on: Live 30 days on a budget – I dare you!

By: MP

MP — Sun, 26 Apr 2009 22:36:39 +0000

Okay, I will try it!

By: Weekend Roundup: Happy for Spring Edition | beingfrugal.net

Weekend Roundup: Happy for Spring Edition | beingfrugal.net — Sun, 26 Apr 2009 11:01:52 +0000

[...] Live 30 Days on a Budget. I dare you! – Gather Little by Little [...]

By: Weekend Reading: Links Of The Week 4/25/09 | Man Vs. Debt

Weekend Reading: Links Of The Week 4/25/09 | Man Vs. Debt — Sat, 25 Apr 2009 21:58:33 +0000

[...] Little By Little double-dog-dared us to Budget For 30 Days! He’s had several people literally accept his challenge. Great job motivating people into [...]

By: Funny about Money

Funny about Money — Fri, 24 Apr 2009 16:56:43 +0000

This is REALLY a fine overview of budgeting and of the psychology of budgeting. In fact, IMHO it’s one of the best I’ve ever read.

Like you, I had to blunder around to realize that subtracting your predicted expenses from income (even if you include a specific amount from savings in the “expenses” category) doesn’t work optimally. It’s a lot better to pigeonhole every dollar from the outset and to regard anything left above and beyond routine expenses as either debt-repayment dollars or savings dollars. Putting any “extra” money directly into savings guarantees that you will have enough to cover most unexpected expenses–the odd transmission repair, dental bill, burst pipe–and eventually provides enough for the occasional expensive indulgence. That’s something you need to keep yourself from feeling like you’re locked in the Perpetual Dungeon of the Budget Demons.

Dude! Did you take that photo?? Stay away from the edge of the Canyon, will ya? Every year, a bunch of tourists fall into the Big Ditch after they’ve climbed over the barriers to snap daredevil pix. And that’s the end of ‘em. Improves the gene pool quite effectively, of course…but there’s gotta be a better way.

By: Friday Link Love - Gardening Weekend Edition | One Caveman's Financial Journey

Fri, 24 Apr 2009 12:34:00 +0000

[...] Little by Little: Live 30 days on a budget – I dare you! – As I wrote yesterday, we have slacked on setting up our own budget. Gibble’s dare has [...]

By: glblguy

glblguy — Fri, 24 Apr 2009 09:49:45 +0000

Awesome! Thanks to all of you that decided to accept the challenge. Great comments and encouragement too!

How about the rest of you?? Chicken???

By: Budgets are Sexy

Budgets are Sexy — Thu, 23 Apr 2009 16:45:32 +0000

I heart my budget like crazy….although i look at it more as a “financial snapshot” and include my net worth and c/c amounts and all there so i can see overall how it effects everything. Def. helps me to spend less knowing that the $ will jump in other areas

here’s my template budget in excel if it helps anyone…and GO BUDGETING!

By: GrannyAnnie

GrannyAnnie — Thu, 23 Apr 2009 15:15:33 +0000

I’ve been budgeting now for a little over a year, and for the first time in all my years, I was able to keep money in my savings account. It does help keep me spending less than I earn. For the last month, though, I’ve had some unusual circumstances going on financially, and my budget was nothing more than figures on a paper. This last paycheck I didn’t even bother to try to budget. As a result, my savings account has taken a hit. Things are getting back to normal, though, so this post is timely for me. I’ve created this paycheck’s budget and it’s all back in place. What a sense of relief! I had forgotten how out of control it feels not having a budget!
For the question of high or low tech, this granny is no cyber genius. I wield a mean pencil, though. And I can draw lines on a paper with a ruler. This serves as the “master plan”. A spot on the wall in the home office sports a $7.00 corkboard, rounded out with a pretty calendar on which I write which bills are due when (2 weeks ahead of time), and dollar store envelopes for the budget categories. I got myself some pretty stickers to reward myself on the outside of the envelopes when I stay within budget. Who says first graders are the only ones who like stickers? You guys can keep the high tech stuff. My way is fun…

By: That One Caveman

That One Caveman — Thu, 23 Apr 2009 14:20:35 +0000

Count me in. I’m starting to gather data now and will implement the budget on May 1. I’m curious to see how well this goes!

By: Start Your Budget Today | One Caveman's Financial Journey

Start Your Budget Today | One Caveman's Financial Journey — Thu, 23 Apr 2009 14:10:37 +0000

[...] provides me yet another reason to actually have a budget. That’s why I’ve decided to join in the 30-Day Budget Dare, as challenged by Glblguy from Gather Little by [...]