Before you close your browser and stop reading, let me explain…
I have my credit card payments set-up for auto-bill pay. I make sure all of my payments go out on time and even provide a “buffer” just in case something goes wrong. About 6-months ago, I received my statement for my Bank of America credit card. The interest rate? 29.99%Â WHAT?
My favorite blog carnival is the Carnival of Money Stories. Everyone loves a great story and I love reading the different stories people have about their money situations. Some are sad, some make me a bit angry, some make me feel a little better about the “dumb decisions” I’ve made in the past, and most just give you hope. Regardless of the the money story, they really put the “personal” in personal finance.
Like most of you, I love finding great deals. I’ve been a fan of Woot for a good two years and have bought a number of items from Woot.
Deals of the day sites like Woot that feature a single item for an incredibly low price really offer a significant and easy way to save some considerable cash. For example, I bought my wife a Pentax digital camera that Woot had on sale a week or so before Christmas. Using Woot, I saved myself more than $40.00.
I have to be honest, I’m not a big fan of the whole “new year” concept. To me January 1st is just another day, no different than December 31st or any other day of the year. I realize many people consider this to be a fresh start and a time to re-energize themselves, set new resolutions and start with a clean slate. Call me a curmudgeon, but you can do this on any day, it certainly doesn’t have occur on the first day of some man-made time schedule.
I recently posted the following on twitter:
