Gather Little by Little

This week sure didn’t turn out like I thought it would. I expected a fairly routine and quiet week where I would have some time to get caught up on a few things at the “day job” and be able to knock out two client blog consulting projects I’ve been working on. Well, things didn’t turn out the way I expected, as they often don’t.

On Tuesday we unfortunately had a critical software application fail. We worked non-stop until 2:15am to resolve it.   Talk about stressful! I then had to be back up at 5:00am to get my boys to school and prepare for an 8:30am meeting I had. The whole day seems like a haze.

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This article is part of the Ask the M-Network series.  Christina sent in a question and asked:

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This article is part of the Ask the M-Network series.  Sheila asks:

We’re selling our house and moving to a new city. With the real estate market in such a downturn, would it be wiser to rent for awhile until either the market gets better or we can decided upon a house we know we’ll want to stay in for awhile? I’ve always been told that  renting is throwing away money, but if I can’t sell my house…would renting make more sense?

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Glblguy here. I’m breaking into my normal daily posting schedule to bring you this breaking news announcement:

I received an email from the folks at Dillyeo informing me that beginning right now and ending tonight at midnight, they are running a promotion in which they will be giving away free $10 Dillyeo.com Gift Cards. These gift cards are limited to one per household and when you get the card, you’ll have until February 8th at midnight to use it.

After getting your $10 gift card, make sure you visit Dillyeo each day to see if you find an item you can use. If you don’t, well no harm no foul right?

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Welcome to the 162nd Edition of the Festival of Frugality. For those of you who may not be familiar with the Festival of Frugality, it’s a blog carnival that spotlights all of the excellent ideas floating around the blogosphere that help squeeze a few extra pennies, nickels, dimes, or quarters out of every dollar.

I’m your host Glblguy (also called Gibble) and I’m the founder of Gather Little by Little. If you’re new here, thanks for visiting and I’m really glad to have you. If you’ve been here before, welcome back!

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I’ve been with State Farm insurance for more than 23 years and I’ve even had the same agent. While I would consider myself very loyal to them, I still get quotes from other insurance companies just to make sure I’m still getting the best deal. Insurance is expensive, but fortunately also a very competitive industry. As with anything, it can pay to shop around.

A number of web-sites have emerged on the web that allow you to comparison shop your insurance. Once such company that I decided to try out is 01Insurance.com. 01Insurance states that they work with The Hartford, MetLife, Interboro Insurance, Travelers, Progressive, AIG, and GMAC Insurance.

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Last week ago I went to the hand surgeon for a follow up on my broken finger. As part of the visit they check my weight, temperature and blood pressure. My blood pressure was little high, 142 over 105. The lower number was their concern. For those that may not be familiar, 120 over 80 is ideal.

This isn’t the first time this has happened, each time time I visit the doctor my blood pressure is a little high. Doctors call this white coat syndrome. To be honest, visiting the doctor doesn’t bother me in the least bit. I don’t feel nervous or anxious, but for some reason my blood pressure seems to be high.

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I was listening to Frugal Coast to Coast last Monday evening. The show was about becoming frugal. Lynnae and Jenn shared their various frugal tips and suggestions and people in the chat room did as well. I found it very interesting to observe people’s levels of “frugalness”.

Some people, like Lynnae and Jenn, I would consider very frugal. Others say they’re frugal but only practice a very few tips and seem to ebb and flow when it comes to being frugal. The concept of “being frugal” seems to be a very personal and is definitely not a one shoe fits all definition.

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Each year Free Money Fianance runs something call March Madness where personal finance bloggers (like me) submit our best articles to compete against each other for reader votes. I missed submitting last year, but didn’t make the same mistake this year.

My article is now up as part of Game 3, so make sure you head over and vote for Appreciate as part of game 3!

I don’t win anything, but if I do win, FMF will donate up to $500 to the charity of my choice, which happens to be the American Diabetes Foundation, an organization near and dear to my heart as my 9 year son has had type 1 diabetes since he was 7 years old.

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Sometime back I received a deck of Nuru Personal finance cards in the mail from the folks over at Nuru Planet. Basically what Nuru Planet has done is take a vast amount of personal finance information and placed it on a deck of cards about the same size as a standard deck of playing cards (2.5″ x 3.5″).

Each card contains information on a personal finance topic that is both informative and easy to read. The deck consists of 28 cards that cover 7 different categories:

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• Essential Vocabulary
• Personal Planning
• Investing
• Loans
• Retirement Vehicles