It’s been a bit harrowing, we’ve had to pay 2 mortgages longer than we anticipated, but we’re nearing the end of the tunnel. We’re hoping that in a few years when the market is recovering, we can then sell the city house and buy a duplex in the town we’ll be moving to.

If we had it to do again, I would rather have saved all of the cash needed to buy the new place. As it was, we took out a Home Eq loan to make the down payment and a few improvements (nothing fancy, just fixing up the very rustic house on the acreage). I’m a bit nervous about being leveraged in this economic climate, but I’m an optimist and I’m lucky to have a recession proof job, so hopefully all will end well.

Thanks for the article!