Comments on: What is a budget? http://www.gatherlittlebylittle.com/2008/05/what-is-a-budget/ Proverbs 13:11 - "...he who gathers money little by little makes it grow." Sat, 21 Nov 2009 03:27:42 -0400 hourly 1 By: Surprise! Your spouse has $20,000 in credit card debt - Smart Spending http://www.gatherlittlebylittle.com/2008/05/what-is-a-budget/comment-page-1/#comment-6295 Surprise! Your spouse has $20,000 in credit card debt - Smart Spending Thu, 22 May 2008 18:13:05 +0000 http://www.gatherlittlebylittle.com/?p=757#comment-6295 <!--%kramer-ref-pre%-->[...] on family finances and be prepared to compromise. He recommends that you both include money in the budget that you each can spend however you [...]<!--%kramer-ref-post%--> [...] on family finances and be prepared to compromise. He recommends that you both include money in the budget that you each can spend however you [...]

]]> By: How To Ruin Your Budget - 5 Simple Ways | Working For Financial Freedom http://www.gatherlittlebylittle.com/2008/05/what-is-a-budget/comment-page-1/#comment-6294 How To Ruin Your Budget - 5 Simple Ways | Working For Financial Freedom Thu, 22 May 2008 10:19:43 +0000 http://www.gatherlittlebylittle.com/?p=757#comment-6294 [...] What is a Budget? [...] [...] What is a Budget? [...]

]]> By: Marcus Auerlius http://www.gatherlittlebylittle.com/2008/05/what-is-a-budget/comment-page-1/#comment-6293 Marcus Auerlius Tue, 20 May 2008 20:30:38 +0000 http://www.gatherlittlebylittle.com/?p=757#comment-6293 At the start of this year I managed to keep fairly detailed records of where our money was going. However, I let it all fall apart. I have not touched it since then but am getting the itch to do so again. At the start of this year I managed to keep fairly detailed records of where our money was going. However, I let it all fall apart. I have not touched it since then but am getting the itch to do so again.

]]> By: castocreations http://www.gatherlittlebylittle.com/2008/05/what-is-a-budget/comment-page-1/#comment-6292 castocreations Tue, 20 May 2008 20:14:02 +0000 http://www.gatherlittlebylittle.com/?p=757#comment-6292 I need to sit down and create a budget with hubby for sure. I have an *idea* of where our money goes but not any clear set budget. I need to sit down and create a budget with hubby for sure. I have an *idea* of where our money goes but not any clear set budget.

]]> By: Pete @ biblemoneymatters.com http://www.gatherlittlebylittle.com/2008/05/what-is-a-budget/comment-page-1/#comment-6291 Pete @ biblemoneymatters.com Tue, 20 May 2008 17:43:39 +0000 http://www.gatherlittlebylittle.com/?p=757#comment-6291 My wife and I have been using Microsoft Money for years, and it has helped us to keep our budget in check - to a degree. I think it might be a good idea to try one of these others out and see if it is a bit simpler - for her - and for me. My wife and I have been using Microsoft Money for years, and it has helped us to keep our budget in check – to a degree. I think it might be a good idea to try one of these others out and see if it is a bit simpler – for her – and for me.

]]> By: Drew http://www.gatherlittlebylittle.com/2008/05/what-is-a-budget/comment-page-1/#comment-6290 Drew Tue, 20 May 2008 15:40:29 +0000 http://www.gatherlittlebylittle.com/?p=757#comment-6290 I'm another YNAB user and fan...used Quicken and Money for years, but found it hard to keep entering expenses as I wasn't using the entries for anything. Now that YNAB tracks my budget, I actually get excited (in a nerdy sort of way) about entering transactions and watching all the amounts adjust. Has brought my wife and I closer as well...no more money fights! I’m another YNAB user and fan…used Quicken and Money for years, but found it hard to keep entering expenses as I wasn’t using the entries for anything. Now that YNAB tracks my budget, I actually get excited (in a nerdy sort of way) about entering transactions and watching all the amounts adjust. Has brought my wife and I closer as well…no more money fights!

]]> By: MITBeta @ Don't Feed the Alligators http://www.gatherlittlebylittle.com/2008/05/what-is-a-budget/comment-page-1/#comment-6289 MITBeta @ Don't Feed the Alligators Tue, 20 May 2008 14:29:12 +0000 http://www.gatherlittlebylittle.com/?p=757#comment-6289 Funny, I just wrote a 2 part article on how to create a budget. Check it out here: http://www.dontfeedthealligators.com/blog/how-to-create-a-spending-plan-part-i-getting-set-up Funny, I just wrote a 2 part article on how to create a budget. Check it out here:

http://www.dontfeedthealligators.com/blog/how-to-create-a-spending-plan-part-i-getting-set-up

]]> By: Aimee K. http://www.gatherlittlebylittle.com/2008/05/what-is-a-budget/comment-page-1/#comment-6288 Aimee K. Tue, 20 May 2008 13:11:35 +0000 http://www.gatherlittlebylittle.com/?p=757#comment-6288 Unfortunately, I'm a member of the "I'll do it right next month" school of action. I've created budgets quite a few times in the past, but my sticking point has always been making sure that my spending for each category doesn't exceed the amount that I've allocated in my budget...I actually created a tentative budget at the beginning of this month, but haven't been tracking spending as well as I should be- I'm just trying to keep the overall amount of expenditures and savings in line without keeping track of categories like utilities and entertainment. Well, there's always June! ;) Unfortunately, I’m a member of the “I’ll do it right next month” school of action. I’ve created budgets quite a few times in the past, but my sticking point has always been making sure that my spending for each category doesn’t exceed the amount that I’ve allocated in my budget…I actually created a tentative budget at the beginning of this month, but haven’t been tracking spending as well as I should be- I’m just trying to keep the overall amount of expenditures and savings in line without keeping track of categories like utilities and entertainment.

Well, there’s always June! ;)

]]> By: Dave http://www.gatherlittlebylittle.com/2008/05/what-is-a-budget/comment-page-1/#comment-6287 Dave Tue, 20 May 2008 12:54:48 +0000 http://www.gatherlittlebylittle.com/?p=757#comment-6287 I started using a budget for the first time in February 2008. I have sort of tried before with Quicken/MS Money, but it was awkward and confusing. I use YNAB as well and absolutely love it! I think it is a great program for beginners and advanced users. I cannot say enough great things about it. Last year I started my own get out of debt plan. I had some great resources like your blog and many others. I tracked every penny in Quicken, but something was missing. I saw what I was spending and saving, but I could not see things clearly. I saw numbers and categories, but it was not easily readable, thus I could not grasp what was really going on month to month. There was something else that I needed to help me and it was a budget. I tried doing on with paper, but it was not my style and I did not keep up with it. Then I looked at various spreadsheets and programs. YNAB was the one that really stuck out as what I needed. It was the last piece to my complete financial turn around and organization. I started using a budget for the first time in February 2008. I have sort of tried before with Quicken/MS Money, but it was awkward and confusing. I use YNAB as well and absolutely love it! I think it is a great program for beginners and advanced users. I cannot say enough great things about it.

Last year I started my own get out of debt plan. I had some great resources like your blog and many others. I tracked every penny in Quicken, but something was missing. I saw what I was spending and saving, but I could not see things clearly. I saw numbers and categories, but it was not easily readable, thus I could not grasp what was really going on month to month. There was something else that I needed to help me and it was a budget. I tried doing on with paper, but it was not my style and I did not keep up with it. Then I looked at various spreadsheets and programs. YNAB was the one that really stuck out as what I needed. It was the last piece to my complete financial turn around and organization.

]]> By: Luke http://www.gatherlittlebylittle.com/2008/05/what-is-a-budget/comment-page-1/#comment-6286 Luke Tue, 20 May 2008 12:03:01 +0000 http://www.gatherlittlebylittle.com/?p=757#comment-6286 NeoBudget is another online budgeting tool that uses the envelope method for managing your budget (http://www.neobudget.com) NeoBudget is another online budgeting tool that uses the envelope method for managing your budget (http://www.neobudget.com)

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