Comments on: A Good Example of A Bad Debt Collector http://www.gatherlittlebylittle.com/2008/04/illegal-collection-practices/ Proverbs 13:11 - "...he who gathers money little by little makes it grow." Sat, 21 Nov 2009 03:27:42 -0400 hourly 1 By: C Edwards http://www.gatherlittlebylittle.com/2008/04/illegal-collection-practices/comment-page-1/#comment-5426 C Edwards Sat, 28 Jun 2008 13:52:39 +0000 http://www.gatherlittlebylittle.com/2008/04/12/illegal-collection-practices/#comment-5426 This is a great post and I hope many people read it to learn how to protect themselves against illegal collection tactics. There is one small area where I disagree with the points made. This is where it stated: "Find out what the statute of limitations for your state is as they cannot sue you if it has expired." A collector can sue even if the statue of limitations has expired and if the debtor does not respond or point out to the court that is has expired, the debtor may have the judgment go against them. In other words, in such a situation, it is the debtors obligation to bring the statute expiration to the attention of the collector and the court. Again, great information here. This is a great post and I hope many people read it to learn how to protect themselves against illegal collection tactics.

There is one small area where I disagree with the points made. This is where it stated: “Find out what the statute of limitations for your state is as they cannot sue you if it has expired.”

A collector can sue even if the statue of limitations has expired and if the debtor does not respond or point out to the court that is has expired, the debtor may have the judgment go against them. In other words, in such a situation, it is the debtors obligation to bring the statute expiration to the attention of the collector and the court.

Again, great information here.

]]> By: Chad http://www.gatherlittlebylittle.com/2008/04/illegal-collection-practices/comment-page-1/#comment-5425 Chad Sun, 18 May 2008 18:19:21 +0000 http://www.gatherlittlebylittle.com/2008/04/12/illegal-collection-practices/#comment-5425 Oh. My. Gosh. I watched that interview, and it had me fuming, so I had to put in my two cents. Typical debt collection trash. I guess she got the job for two reasons. First, it's more lucrative than staying in the ghetto (where she seems to come from) and collecting welfare. Secondly, she couldn't get a job anywhere else, even McDonald's. Not with the people "skills" she possesses. "Ms. Scrooge" and her ilk deserve to be strung up by their ears. Her type makes me physically ill. Okay, time to stop ranting before I get violently angry. Oh. My. Gosh. I watched that interview, and it had me fuming, so I had to put in my two cents. Typical debt collection trash. I guess she got the job for two reasons. First, it’s more lucrative than staying in the ghetto (where she seems to come from) and collecting welfare. Secondly, she couldn’t get a job anywhere else, even McDonald’s. Not with the people “skills” she possesses. “Ms. Scrooge” and her ilk deserve to be strung up by their ears. Her type makes me physically ill. Okay, time to stop ranting before I get violently angry.

]]> By: April Roundup, New Antishay Stuff | Antishay Ventenne http://www.gatherlittlebylittle.com/2008/04/illegal-collection-practices/comment-page-1/#comment-5424 April Roundup, New Antishay Stuff | Antishay Ventenne Mon, 12 May 2008 04:20:05 +0000 http://www.gatherlittlebylittle.com/2008/04/12/illegal-collection-practices/#comment-5424 [...] A Good Example of a Bad Debt Collector at Gather Little By Little [...] [...] A Good Example of a Bad Debt Collector at Gather Little By Little [...]

]]> By: Robert Pane http://www.gatherlittlebylittle.com/2008/04/illegal-collection-practices/comment-page-1/#comment-5415 Robert Pane Mon, 14 Apr 2008 06:18:17 +0000 http://www.gatherlittlebylittle.com/2008/04/12/illegal-collection-practices/#comment-5415 Get their information, corporate name, address and take them to small claims courts. Use www.civiltree.com for more information on these types of actions. I am currently pending my trial date. Get their information, corporate name, address and take them to small claims courts. Use http://www.civiltree.com for more information on these types of actions. I am currently pending my trial date.

]]> By: Shanti @ Antishay http://www.gatherlittlebylittle.com/2008/04/illegal-collection-practices/comment-page-1/#comment-5416 Shanti @ Antishay Mon, 14 Apr 2008 02:40:11 +0000 http://www.gatherlittlebylittle.com/2008/04/12/illegal-collection-practices/#comment-5416 This is an AWESOME post. It's true, most people don't know their rights, and I hope this post circulates enough to educate some people about where to draw the line. Debt collectors make me sick, the things that they do sometimes. Thanks again for this great resource. This is an AWESOME post. It’s true, most people don’t know their rights, and I hope this post circulates enough to educate some people about where to draw the line. Debt collectors make me sick, the things that they do sometimes. Thanks again for this great resource.

]]> By: Living Off Dividends & Passive Income http://www.gatherlittlebylittle.com/2008/04/illegal-collection-practices/comment-page-1/#comment-5419 Living Off Dividends & Passive Income Sun, 13 Apr 2008 17:57:54 +0000 http://www.gatherlittlebylittle.com/2008/04/12/illegal-collection-practices/#comment-5419 her site seems down! her site seems down!

]]> By: Make Friends, Earn Money http://www.gatherlittlebylittle.com/2008/04/illegal-collection-practices/comment-page-1/#comment-5418 Make Friends, Earn Money Sun, 13 Apr 2008 13:05:33 +0000 http://www.gatherlittlebylittle.com/2008/04/12/illegal-collection-practices/#comment-5418 I have to say that I'm not a big fan of debt collectors, I think that most are motivated by money or they wouldn't be doing their job. I also think that you make some excellent points about how they can cross the line. I have to say that I’m not a big fan of debt collectors, I think that most are motivated by money or they wouldn’t be doing their job. I also think that you make some excellent points about how they can cross the line.

]]> By: MITBeta @ Don't Feed The Alligators http://www.gatherlittlebylittle.com/2008/04/illegal-collection-practices/comment-page-1/#comment-5417 MITBeta @ Don't Feed The Alligators Sun, 13 Apr 2008 12:18:15 +0000 http://www.gatherlittlebylittle.com/2008/04/12/illegal-collection-practices/#comment-5417 Ah... so this is what schoolyard bullies grow up to be... Ah… so this is what schoolyard bullies grow up to be…

]]> By: Mrs. Micah http://www.gatherlittlebylittle.com/2008/04/illegal-collection-practices/comment-page-1/#comment-5420 Mrs. Micah Sat, 12 Apr 2008 23:03:16 +0000 http://www.gatherlittlebylittle.com/2008/04/12/illegal-collection-practices/#comment-5420 Indeed. There's a difference between paying our debts and being treated illegally. There are legal ways to get the money. Indeed. There’s a difference between paying our debts and being treated illegally. There are legal ways to get the money.

]]> By: Pension http://www.gatherlittlebylittle.com/2008/04/illegal-collection-practices/comment-page-1/#comment-5422 Pension Sat, 12 Apr 2008 17:53:14 +0000 http://www.gatherlittlebylittle.com/2008/04/12/illegal-collection-practices/#comment-5422 As consumers we need to know our rights in order to not be pushed around, however we do need to pay our debts. As consumers we need to know our rights in order to not be pushed around, however we do need to pay our debts.

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