148th Edition of the Carnival of Personal Finance!

By glblguy

North Carolina

Welcome to the 148th edition of the Carnival of Personal Finance! I am beyond honored to be your host and had a great time reading through all of the excellent articles submitted. Let me tell you, being this is the first carnival I’ve ever posted, I had no idea how hard it was to pick the “editor’s picks”! All the articles were so great!

Without further rambling from me, here are all of the carnival entries organized by category. As you read through the carnivals, you’ll also receive a photo tour of my home state, North Carolina. I hope you enjoy it!

Glblguy’s gathering of top picks

NC Moutains

My favorite place to gather my family together is in the mountains of North Carolina, which make up the whole western side of the state. The picture above is a view from the Blueridge Parkway.

Now, here are my top picks:

  • Blueprint for Financial Prosperity presents Curb Spending By Writing Goals on Credit CardsJim shares a great way to remember your financial goals by writing them on your credit or debit card. What a great and original idea. I also really like the idea that it may spur conversation with someone.
  • Cash Money Life presents Spend $10. It’s Worth It!Patrick reminds us that it really is the little things in life that matter.
  • I’ve Paid For This Twice Already… presents Sometimes It Is The Amount of Money You MakeSo many personal finance articles focus on expense reduction. Paidtwice looks at it from a different perspective, by taking a look at increasing her income through alternative streams.
  • Girls Just Wanna Have Funds presents Beneath the Iceberg: The Psychology of the Recession (and a silver lining)Ginger not only helps you understand why some are feeling the way they do about the recession, but provides tips on how to survive and strengthen them while it’s going on.
  • Tales from the road less traveled presents Emotional SpendingMomma provides a really good and personal read that shows how hard it is to manage spending, especially when emotions are involved. Best part of the article is this quote: “We just resolve to do better next time and move on.”
  • Free Money Finance presents StuckFMF offers some help to a mother who feels like she is stuck working when she wants to be at home with her kids. Are you a parent who “feels like you can’t afford to not work”? Read this article and realize you aren’t stuck.
  • My Family’s Money presents Outsource To Your Kids Already!Steward shares an interesting article that really made me think and even spurred some good discussion between my wife and I. At first I didn’t like the idea, but then the more I thought about it, the more I liked it. For me, the key here is keeping it your childs choice.


There’s lots to do in the NC Mountains, including visiting Cherokee, NC where there is an Indian reservation a zoo, and plenty of places to do a little river rafting.


Grandfather Mountain
Or, you could visit Grandfather Mountain, home of the “mile high bridge”.


Chimney Rock Park
My favorite place is Chimney Rock Park and Lake Lure (yes I’ve stood on top of the chimney)


Blueridge Parkway
Rather not hike? No problem, how about a nice leisurely drive on the Blueridge Parkway?


Or visit Biltmore Estates, nestled in the mountain city of Asheville, NC

  • Mighty Bargain Hunter presents Idling our way to $4 per gallonmbhunter wonders why, with gas prices so high, people still leave their cars idling in parking lots?


Or maybe you are a city type. Visit Raleigh, the state capital.

  • The Digerati Life presents How Money Challenges Prevent You From Building The Life You LoveYou can’t buy love, but “Focusing on wealth creation for the sake of our families will help us create just the life we’re looking for, for ourselves and for those we love”. Good stuff.
  • Master Your Card presents Why America NEEDS a RecessionJonathon asks Does America need a recession? That is the argument Jonathan makes and I think he might actually be onto something.
  • The Wealth Accumulator presents Keeptrack of your financial progressEnoch tells you what to keep track of, how often and how. Tracking your finances will not only keep you on track, but will make your progress visible.


Raleigh not big enough? How about Charlotte?



While you’re in Charlotte, check out some Nascar. The #24 shop is right across from the speedway.

Money Mangement

Outer Banks
What? Don’t like the mountains or the city?? How about the outer banks? Nothing but sun, sand, water, and quiet.


Wright Brothers
While there, check out the Wright Brothers Memorial. First in Flight you know!

  • Funny about Money presents Generating Traffic with Carnivals and Festivals – vh shares a very insightful article that uses statistics and traffic measures to show the benefits of participating in blog carnivals. Not directly personal finance related, but good information.
  • Million Dollar Journey presents The Best Time to Start is NOW – FrugalTrader answers the question of when to you should start doing something about your finances. When? Now.
  • Working for Rachel presents The Financial Generation Gap – Rachel provides some really good insight into the financial generation gap that makes it seem like young people don’t know how to save. She argues its a different world for them, and I agree.
  • Chief Family Officer presents Our car buying experience – Part Two: Financing and the Trade-inCFO shares her experience of financing a new car and surprising the dealership after the deal with a trade-in. Way to go! Nothing better than getting a great deal.
  • Dreaming of Ferraris presents Reasons to Not Buy That Car…Foxie gets tempted by a red Honda S2000, but maintains control and manage her debt. Good choice!
  • Millionaire Money Habits presents Should I Use a 401k Debit Card?Ryan tells us why 401k debit cards are such a bad idea, and I couldn’t agree more.
  • Ask Mr Credit Card presents Bought a New Lexus RX 350 – My Adventure and ReasonsMr. Credit Card buys a new Lexus and shares his reasons why and takes us through the negociation process.

Real Estate

Battleship North Carolina
Wilmington, NC isn’t far away and houses the Battleship North Carolina


NC Beach
Maybe head a little further south, and walk one of the many beaches on the NC coast.

  • Single Guy Money presents Most Reliable Used CarsSGM shares a summary of the most reliable used cars from 2007 from Edmunds.com. Looking for a reliable used car? Look here first.
  • GRACEful Retirement presents Time for a Book ReportGrace reviews the Social Security Answer book and recommends it.


Oh yeah, don’t forget to grab some Carolina BBQ!


Last, but not least, make sure you eat some grits with those biscuits!

Photo credits to: Matthew Abadi,msprague,Karl Palutke,triplezero,kreg.steppe,kreg.steppe,candescent,rvaphotodude,Ricardo (Kadinho) Villela,HowdeeDoodat,Go Card USA,Go Card USA,Go Card USA, Mark Sadowski, wilbanks, nickgraywfu

87 Responses (including trackbacks) to “148th Edition of the Carnival of Personal Finance!”

  1. Lisa Says:

    Hi glbl,

    These pictures are great! And quite a nice array of articles. I’ll enjoy this post through the week, and FYI will highlight it and link back from my Blog Carnival Round-Up. I’m bummed I didn’t get my entry in. I finished it too late, and missed the deadline.

  2. Four Pillars Says:

    Nice job!


  3. Dividends4Life Says:

    Great job! Thanks for hosting and including my article “Harvest the Fruit”. I will linkback during my weekly roundup.

    Best Wishes,

  4. Patrick Says:

    I’ve only been to NC once, and I was only there for 2 days – not nearly long enough to see and do a lot of the things I would like to do. One day, I’ll make it back! Great job hosting the CoPF, and thanks for the mention as an Top Pick! :)

  5. GBlogger Says:

    Thanks for all the work in hosting and for the inclusion! The photos are a great touch.

  6. plonkee Says:

    The outer banks are one of the most beautiful places I’ve ever been to, but grits are not food. At all.

  7. No Debt Plan Says:

    Thanks for hosting… I’m from East TN… you really make me miss home with that Blueridge Parkway photo! I miss the mountains!

  8. paidtwice Says:

    Thanks for selecting my article as an editor’s pick among all these fantastic submissions! And thanks so much for hosting, you did a great job!

  9. Jorge Says:

    Thanks for hosting and including my article for this edition!

  10. Jonathan @ MYC Says:

    Cheers for the link Glbl, and nice job with the carnival!


  11. Lynnae Says:

    Thanks for hosting and for including my post! I love all the photos!

  12. Chief Family Officer Says:

    Thank you for hosting and including my article! I really love how easy it was to read!

  13. Flexo Says:

    Thanks for hosting! The photographs are excellent, thanks for sharing them.

  14. Enoch Ko Says:

    Thank you for hosting and including my post! :)

  15. Dorian Wales Says:

    Great job! Thanks for hosting. My next trip to the US will definitly include North Carolina.


  16. Momma Says:

    What a fabulous carnival! You’ve included so much read-worthy material that it’s going to take me hours to get through it.

    I’m honored to have been included in your Editor’s Picks. Thank you so much. Great job on the carnival.

  17. Funny about Money Says:

    Wow! What gorgeous photos! Maybe I should have accepted that job offer in North Carolina….

    This is as gorgeous carnival, too! Thanks for hosting it, and thanks for including Funny’s ad hoc study on the effectiveness of carnivals & festivals.

  18. Shanti @ Antishay Says:

    Hey glblguy – Thanks for including me! This one is huge! You’ve done a fantastic job hosting… Very comprehensive :) Thanks!!

  19. Kyle Says:

    Great job with the carnival! As a Georgia boy, I have been to many of these places. The carolinas are a beautiful place. I especially enjoy the western part of the state in the mountains and around Asheville.

  20. Pinyo Says:

    Great carnival and awesome photos.

  21. David Says:

    Thanks so much for hosting GLBL!

  22. Bryce Says:

    Awesome pictoral layout for the Carnival, Glblguy. Makes me want to get back to NC for a visit. (Haven’t been there since the 70s.)

    Thanks for including my post.

  23. Laura Says:

    Wonderful job! The carnival looks beautiful and there are a ton of great articles.

  24. hank Says:

    Nicely done! Thanks for hosting!

  25. The Happy Rock Says:

    Awesome job hosting! I am up next week, and I really like the format! Hmmm…..I am still gathering ideas.

    Thanks again.

  26. Becky@FamilyandFinances Says:

    Hey, I’m going to North Carolina on Thursday! My husband and I have a friend who moved to Raleigh. We did get a tour of the capitol building in Raleigh last year, it was beautiful. We also went to Williamsburg and Jamestown in VA.

    This year, he’s driving us up to Washington DC. One of these times, we have to get him to actually show us around North Carolina instead of taking us to neighboring states. It looks like NC has a LOT to offer :)

  27. peter@ biblemoneyatters Says:

    thanks for the include, and for the great job on the carnival!

  28. SingleGuyMoney Says:

    Thanks for hosting and including my post!

  29. Lee Says:

    Amazing Carnival! How in the world did you read through that many articles? Now I’m not gonna get anything done…oh, but what fun I’m going to have:) I liked the photos, too. I have a close friend who lives in Raleigh, and I haven’t visited her yet. This definitely tempts me to want to do a vacation in North Carolina this year! (What was that comment about grits not being food? It so is…we eat it practically every morning.)

  30. David Bates Says:

    As a first-timer to these carnivals it’s nice to see my post listed here. Thank you for doing this. You have also done a great job of promoting North Carolina.
    I will link back later today.

  31. Cheryl Says:

    Thanks for all the great pictures! They add a wonderful personal touch to your carnival. Thanks for sharing with us, and thanks for all the great links. I look forward to reading through them throughout the week.

  32. Ron@TheWisdomJournal Says:

    Thanks for including me, glblguy!

  33. Think Your Way To Wealth Says:

    Awesome job with the carnival write up & great photos, I recognize quite a few of them. I have relatives with a place in Franklin NC and will be going there in August, but your photos make me want to go tomorrow!
    Thanks for including my post!

  34. Austin Says:

    Thanks for the include and hosting the carnival.


  35. NH Mom of 3 Says:

    Thanks so much for including my post in the Carnival. This is my first ever! I spent lots of time reading through the list, and I can not imagine how that must PALE in comparison to how much reading you did as the host! LOL Great job. I listed a few of my faves on my trackback post as well. Thanks again.

  36. Money Blue Book Says:

    You forgot to include all those well known Tobacco Road ACC schools!