Gather Little by Little

Photo by: jepoirrier

One of the more popular internet searches that lead people here to Gather Little by Little is the term “UFF MMA Scam”. I wrote about the United First Financial (UFF) Money Merge Account (MMA) back in October after receiving a flier from one of my sons football coaches. Being fairly new to personal finance at the time, this was my first exposure to the MMA product and its promise of paying your mortgage off in half the time along with saving thousands of dollars in interest. The big red flag for me of course was the $3,500 cost of the software that supposedly helps you do this.

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Revolution Money Exchange is a new way to exchange money online. Like Paypal, Revolution money Exchange allows you to send and receive money online. But that’s where the similarities end. Which product is better? That depends on what you are trying to. Run an online business? Paypal may be your best choice for now. More of a online shopper and tired of paying Paypal fees? Than Revolution Money Exchange might be just what you’ve been waiting for.

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So you got a tip or what? Photo by: law_keven

I’ve written about a number of money savings tips since I started my Money Saving Monday series. I still have tons of ideas, but I thought I might try something a little different this week. Instead of me sharing a money saving post with you, I’d like you to share money saving tips with each other!

If you have a blog, blog about your tip and email me a link. If you don’t have a blog, add your tip by adding a comment below.

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Photo by: mrhayata

In 1995, Blessid Union of Souls released what is in my opinion one of the best songs of the 90′s, I believe. Although not from a contemporary Christian group, the Blessid Union of Souls version is hands down my favorite version.

In 2006, Building 429 released their version of I believe. Their version is a little “harder” with more of a grungy undertone. I really like it, but it’s hard not to compare it to the original version. I love the sound of lead singer, Jason Roy’s, vocals. He has a very unique sound.

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Photo by: Kevin Saff

This is a guest post from Momma who blogs at Tales from the road less traveled. Momma and her family are on the road from debt to financial independence and she writes about the journey on her blog. If you what you read, make sure you subscribe to her blog via her RSS feed or via email.

Donna Freedman at MSN Moneyblog wrote a piece highlighting Frugal Dad‘s post Language of the Perpetually Poor. This post really resonates with me, but not because I myself have spent carelessly and lived outside my means, but because I’ve been an enabler of that mentality in those I care about.

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Photo by: Mimi Tang

For the first time in quit a few weeks I really struggled with what to write for this section. I usually write about something exciting or interesting in my personal life, some major news topic, or about my “real job”. This week though, nothing really happened all that interesting. To be honest though, this is a good thing. We’ve been spending a great deal of time outside as a familyglb working in our yard, playing basketball, throwing the football and just enjoying the wonderful weather here in the Carolinas.

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Photo by: Taekwonweirdo

I’ve wanted a BMW for years. I’ve always admired the looks, the performance, the style, and the quality. Being a car nut, there are many other makes and models I like, but BMW has always been at the top of my car short list. My all time favorite being the BMW M3 Coupe. Of course unless I was a multi-millionaire, I would never buy one and even if I was a multi-millionaire I still might have issues with purchasing one due to the extreme cost. Recently though, BMW has released a new model that is reasonable priced as BMWs go, looks awesome, and performs well: The BMW 135i. Believe it or not, I have only ridden in a BMW once in my life, and hadn’t driven one until two weekends ago.

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Photo by: leafar

This morning I received an email from eBay stating that my email address had been changed. I often get email from eBay, Paypal, and various banks stating things like this, along with requests to update my personal information, and even claims my identify has been stolen and I need to login immediately. Most of these emails come with a convenient link that will take me to wherever I need to go, to do whatever the email is wants me to do. Since I work in the computer industry, I am all too familiar with the phishing techniques used by crooks to trick you into giving them your id, password, and personal information. My initial response to this email was that it was just another phishing email and just about deleted it. Fortunately I didn’t…

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Photo by: biskuit

My level of detest I have for credit cards and credit card companies is no secret. I’ve many times about the shady tactics of credit card companies and how they prey on people in need. Credit Card companies not only issue credit cards, process credit card transactions, market and sell credit cards but they also aggressively look for ways to make themselves more profitable. Here are just a few of the many secrets credit card companies don’t want you to know:

Credit Card Statistics

According to CreditRatings.com:

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Photo by: stu_spivack

Mondays here on Gather Little by Little are “Money Saving Mondays” where I share an articles that will help you save money. You can find my other Money Saving Monday articles here on the category page.

We have 6 children, 5 boys and 1 girl. Son #4 was diagnosed with type 1 diabetes on November 14th, 2006. My wife and I both read various diabetes websites and magazines as we’re always on the prowl for new recipes and products.

My wife recently found this article on Every Day Health that shared 13 ideas for saving money when grocery shopping. Only one of them is specific to diabetics:

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