Comments on: You Need a Budget Pro (YNAB) Review

By: glblguy

glblguy — Mon, 26 May 2008 23:24:32 +0000

@Robby – YNAB has a register per account.

By: Robby Robson

Robby Robson — Mon, 26 May 2008 22:01:01 +0000

so YNAB uses a single register?

By: karen

karen — Fri, 16 May 2008 13:32:33 +0000

glblguy & deb- I used Mvelopes too, before switching over to YNAB, and the differences I’ve seen so far are:

- The monthly fee. When I was using Mvelopes, I was struggling to make every cent count, and it irked me to have to pay a monthly fee to keep track of my budget. I probably could have stuck with it, but at the time I decided to cancel my subscription and go with a program with a one-time fee.

- The forums. I found the YNAB forums to be much more helpful (and “live”). They’ve been able to answer my questions on both the program itself AND the methodology behind it.

- The Rules. This is where I fell in love with YNAB. It’s more than a software program, it’s got explainations for WHY you should budget, and why the program works the way it does. It gently nudges you to stick with the budget instead of allowing you to stick with your old habits.

Anyway, I’m sorry for the long-winded comment…

By: Ask the Readers: How Do You Manage Your Money? ? Get Rich Slowly

Ask the Readers: How Do You Manage Your Money? ? Get Rich Slowly — Sat, 10 May 2008 16:44:33 +0000

[...] Glblguy From Gather Little by Little Says: March 27th, 2008 at 9:56 am [...]

By: You Need A Budget | rocket finance

You Need A Budget | rocket finance — Wed, 30 Apr 2008 05:15:16 +0000

[...] enjoy my spreadsheets – they are almost fun. However, Glbl guy’s post from a few weeks ago has almost convinced me to use something different. He strongly recommends YNAB or You Need A [...]

By: YNAB • View topic - Hi - YNAB n00b here

YNAB • View topic - Hi - YNAB n00b here — Sun, 30 Mar 2008 03:22:32 +0000

[...] justme on Tue Mar 04, 2008 4:24 pm Hey glblguy, nice review of YNAB on GLBL! I’ve been a subscriber to your RSS feed for quite some time and thoroughly enjoy your posts and [...]

By: YouNeedABudget - The Finwikian

YouNeedABudget - The Finwikian — Sat, 08 Mar 2008 18:22:07 +0000

[...] YNAB Pro which is a stand alone application. Here are links to information and reviews of YNAB: You Need a Budget Pro (YNAB) Review From Gather_Little_By_Little Review: Y-NAB From Being_Frugal Retrieved from [...]

By: Hanks Weekly Hangouts #20 (March 8, 2008) | My Investing Blog

Hanks Weekly Hangouts #20 (March 8, 2008) | My Investing Blog — Sat, 08 Mar 2008 08:07:22 +0000

[...] YNAB is reviewed quite thoroughly by GatherLittleByLittle. I’m a fan of budgeting, but I’m pretty good [...]

By: glblguy

glblguy — Thu, 06 Mar 2008 16:48:53 +0000

@Mr. Debtbeater – Moving from 2-weeks to one month is an adjustment for me, but I like the software enough to deal with it.

I don’t have the whole month of income either, and it does work in that model and isn’t a big deal. It does break the 4 rules though

By: Mr. Debtbeater

Mr. Debtbeater — Thu, 06 Mar 2008 14:33:21 +0000

I actually budget in 2-week intervals instead of monthly with my spreadsheet. The whole having-a-month-of-income built up to live on the next month was something we want to do, but fell back on just being two weeks ahead instead of a whole month. This was a little easier to do for us as we’re just entering the debt snowball baby step.

Not sure that’ll work in whatever software everyone uses, but it’s just what we’re doing for now until we’re more established in our newly frugal lifestyle.