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	<title>Comments on: Finding a budget that works</title>
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	<link>http://www.gatherlittlebylittle.com/2008/03/finding-a-budget-that-works/</link>
	<description>Proverbs 13:11 - &#34;...he who gathers money little by little makes it grow.&#34;</description>
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		<title>By: Diolla</title>
		<link>http://www.gatherlittlebylittle.com/2008/03/finding-a-budget-that-works/comment-page-1/#comment-4965</link>
		<dc:creator>Diolla</dc:creator>
		<pubDate>Fri, 04 Jul 2008 12:15:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2008/03/20/finding-a-budget-that-works/#comment-4965</guid>
		<description>I use a program called &#039;Home Budget 4.0&#039; from Softperfection. For a one time cost of 19.95 it allows me to budget all money that comes in to any category You also can download and use the program for a free trial. It has everything I want and is an envelope style like Myenvelopes without the ongoing cost. It has a download feature but since I prefer manual entry I have never used it so I can&#039;t comment on that.

I found YNAB overly complicated and difficult to use, but it may have been because I have been using the above which automatically enters the debit from one account to credit another and with YNAB you have to enter them twice.</description>
		<content:encoded><![CDATA[<p>I use a program called &#8216;Home Budget 4.0&#8242; from Softperfection. For a one time cost of 19.95 it allows me to budget all money that comes in to any category You also can download and use the program for a free trial. It has everything I want and is an envelope style like Myenvelopes without the ongoing cost. It has a download feature but since I prefer manual entry I have never used it so I can&#8217;t comment on that.</p>
<p>I found YNAB overly complicated and difficult to use, but it may have been because I have been using the above which automatically enters the debit from one account to credit another and with YNAB you have to enter them twice.</p>
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		<title>By: Make Friends, Earn Money</title>
		<link>http://www.gatherlittlebylittle.com/2008/03/finding-a-budget-that-works/comment-page-1/#comment-4964</link>
		<dc:creator>Make Friends, Earn Money</dc:creator>
		<pubDate>Wed, 02 Apr 2008 09:34:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2008/03/20/finding-a-budget-that-works/#comment-4964</guid>
		<description>I prefer microsoft excel for managing budgets, perhaps it&#039;s just because this is the main package i have grown up using. I think that it doesn&#039;t really matter which package you use just as long as you find something that helps you budget to the best of your ability. I think that creating a budget is a great idea, but sticking to it is even better!</description>
		<content:encoded><![CDATA[<p>I prefer microsoft excel for managing budgets, perhaps it&#8217;s just because this is the main package i have grown up using. I think that it doesn&#8217;t really matter which package you use just as long as you find something that helps you budget to the best of your ability. I think that creating a budget is a great idea, but sticking to it is even better!</p>
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		<title>By: NER AW MM question - The Nest Forums</title>
		<link>http://www.gatherlittlebylittle.com/2008/03/finding-a-budget-that-works/comment-page-1/#comment-4963</link>
		<dc:creator>NER AW MM question - The Nest Forums</dc:creator>
		<pubDate>Mon, 31 Mar 2008 21:16:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2008/03/20/finding-a-budget-that-works/#comment-4963</guid>
		<description>&lt;!--%kramer-ref-pre%--&gt;[...] (evaluation of several different budget software tools)http://www.gatherlittlebylittle.com/2008/03/20/finding-a-budget-that-works/   We know the battle ahead will be long, but always remember that no matter what obstacles stand in [...]&lt;!--%kramer-ref-post%--&gt;</description>
		<content:encoded><![CDATA[<p><!--%kramer-ref-pre%-->[...] (evaluation of several different budget software tools)http://www.gatherlittlebylittle.com/2008/03/20/finding-a-budget-that-works/   We know the battle ahead will be long, but always remember that no matter what obstacles stand in [...]<!--%kramer-ref-post%--></p>
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		<title>By: JLP&#8217;s Roundup&#8212;AllFinancialMatters</title>
		<link>http://www.gatherlittlebylittle.com/2008/03/finding-a-budget-that-works/comment-page-1/#comment-4958</link>
		<dc:creator>JLP&#8217;s Roundup&#8212;AllFinancialMatters</dc:creator>
		<pubDate>Mon, 24 Mar 2008 04:15:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2008/03/20/finding-a-budget-that-works/#comment-4958</guid>
		<description>&lt;!--%kramer-ref-pre%--&gt;[...] Finding a budget that works. [...]&lt;!--%kramer-ref-post%--&gt;</description>
		<content:encoded><![CDATA[<p><!--%kramer-ref-pre%-->[...] Finding a budget that works. [...]<!--%kramer-ref-post%--></p>
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		<title>By: Sunday Money Roundup - Yurting The Week Away. &#124; My Two Dollars</title>
		<link>http://www.gatherlittlebylittle.com/2008/03/finding-a-budget-that-works/comment-page-1/#comment-4962</link>
		<dc:creator>Sunday Money Roundup - Yurting The Week Away. &#124; My Two Dollars</dc:creator>
		<pubDate>Sun, 23 Mar 2008 14:00:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2008/03/20/finding-a-budget-that-works/#comment-4962</guid>
		<description>[...] Little By Little is working on Finding a budget that works - go see if what you are using will work for [...]</description>
		<content:encoded><![CDATA[<p>[...] Little By Little is working on Finding a budget that works &#8211; go see if what you are using will work for [...]</p>
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		<title>By: Sunday Morning Link Love ~ Happy Easter! &#124; I've Paid For This Twice Already...</title>
		<link>http://www.gatherlittlebylittle.com/2008/03/finding-a-budget-that-works/comment-page-1/#comment-4960</link>
		<dc:creator>Sunday Morning Link Love ~ Happy Easter! &#124; I've Paid For This Twice Already...</dc:creator>
		<pubDate>Sun, 23 Mar 2008 13:49:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2008/03/20/finding-a-budget-that-works/#comment-4960</guid>
		<description>[...] Gather Little By Little: Finding a Budget That Works [...]</description>
		<content:encoded><![CDATA[<p>[...] Gather Little By Little: Finding a Budget That Works [...]</p>
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		<title>By: Sunday Morning Link Love ~ Happy Easter! &#124; I've Paid For This Twice Already...</title>
		<link>http://www.gatherlittlebylittle.com/2008/03/finding-a-budget-that-works/comment-page-1/#comment-4961</link>
		<dc:creator>Sunday Morning Link Love ~ Happy Easter! &#124; I've Paid For This Twice Already...</dc:creator>
		<pubDate>Sun, 23 Mar 2008 13:49:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2008/03/20/finding-a-budget-that-works/#comment-4961</guid>
		<description>[...] Gather Little By Little: Finding a Budget That Works [...]</description>
		<content:encoded><![CDATA[<p>[...] Gather Little By Little: Finding a Budget That Works [...]</p>
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		<title>By: Youporium.com Blog &#124; JLPs Roundup</title>
		<link>http://www.gatherlittlebylittle.com/2008/03/finding-a-budget-that-works/comment-page-1/#comment-4959</link>
		<dc:creator>Youporium.com Blog &#124; JLPs Roundup</dc:creator>
		<pubDate>Sat, 22 Mar 2008 01:06:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2008/03/20/finding-a-budget-that-works/#comment-4959</guid>
		<description>[...] Finding a budget that works. [...]</description>
		<content:encoded><![CDATA[<p>[...] Finding a budget that works. [...]</p>
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		<title>By: Frugal Dad</title>
		<link>http://www.gatherlittlebylittle.com/2008/03/finding-a-budget-that-works/comment-page-1/#comment-4951</link>
		<dc:creator>Frugal Dad</dc:creator>
		<pubDate>Fri, 21 Mar 2008 03:54:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2008/03/20/finding-a-budget-that-works/#comment-4951</guid>
		<description>This is a must-read for anyone not currently on a budget, or looking for a starting place.  Most people I know who do not budget their money use the &quot;it&#039;s too complicated&quot; excuse. I&#039;ll direct them here from now on!</description>
		<content:encoded><![CDATA[<p>This is a must-read for anyone not currently on a budget, or looking for a starting place.  Most people I know who do not budget their money use the &#8220;it&#8217;s too complicated&#8221; excuse. I&#8217;ll direct them here from now on!</p>
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		<title>By: Ken Clark, CFP</title>
		<link>http://www.gatherlittlebylittle.com/2008/03/finding-a-budget-that-works/comment-page-1/#comment-4954</link>
		<dc:creator>Ken Clark, CFP</dc:creator>
		<pubDate>Thu, 20 Mar 2008 22:20:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2008/03/20/finding-a-budget-that-works/#comment-4954</guid>
		<description>Great list of resources for budgeting... I&#039;ve been using some effective (but archaic) methods with clients... I&#039;m excited to check these out!

Thanks!

-Ken</description>
		<content:encoded><![CDATA[<p>Great list of resources for budgeting&#8230; I&#8217;ve been using some effective (but archaic) methods with clients&#8230; I&#8217;m excited to check these out!</p>
<p>Thanks!</p>
<p>-Ken</p>
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