My Epiphany – Time for a change!
Photo from: stock.xchang
Gina, a reader of Gather Little by Little, wrote to me at the end of January and asked “When did you have your Epiphany about your finances?” She shared a little about her epiphany and then said it would be interesting to read about mine and others. I thought this was a great idea, and asked if she would be interested in writing her’s up as a guest post. I love the opportunity to allow my readers to guest post and I think Gina did a fantastic job (Thanks Gina!).
As Christians we hear a lot about Epiphany and Transfiguration at the beginning of the calendar year. Most of us set goals or resolutions to change a part of our lives for the better. Two years ago I experienced an epiphany of what I would call biblical proportions.
My epiphany came when I was pregnant with my daughter. My husband and I had been married for six years and bought our first house for cheap. I got more involved in church, began volunteering for three non-profit organizations and my husband started a new job working from home. Life was good.
We began planning updates to the bathrooms/kitchen and then SURPRISE we are pregnant. As you can imagine, we realized quickly that being responsible for another person would take time AND money. We had been putting money away for retirement but using credit cards to take vacations (how backwards is that?). Our priorities though would definitely have to change. Updates to the house would have to wait and no more using credit cards. Who wants to live with the idea of your kid having to pay off debt if something happened to you?
Luckily I found Dave Ramsey, Gather Little By Little, and an amazing world of underground consignment sales for children. Today we follow a written budget, use most of GLBL’s ideas on saving money and have eliminated our credit card use. I guess we really needed a goal to get our finances in order.
When did you have an epiphany about your debt or your finances? How did you react to that epiphany? Are you still maintaining your progress to make a change for the better? Add a comment below and share your financial epiphany!
From Glblguy: While not a formal meme, I would like to invite other bloggers to share their stories and link to Gina’s article. I’ll add links to this article as I see the trackbacks come in or receive emails from you that you’ve shared you Epiphany moment. I’ll be sharing my epiphany on Thursday.
Other bloggers sharing their Epiphany moments:
- When I Woke Up and Smelled the Coffee From Being Frugal
- The Epiphany From Paid Twice
- Waking Up Is Hard To Do From Are You Going To Be This Way The Rest of The Time I Know You?
- When did you have your Epiphany about your finances? From Bible Money Matters
- My Financial Epiphany From Debt Beater
- My Epiphany From Make Money Journal
- My Financial Epiphany From Antishay Ventenne
- Getting Real About Personal Finance From Millionaire Money Habits
- Being debt free means I can live for today at Remodeling This Life
- My Financial Epiphany at If I Were Debt Free
- My Financial Epiphany at Iowa Hippie Chick
- Get Your Finances Under Control – One Small Step at a Time
- Money Saving Monday Tip#20 – Keep the change