Comments on: Credit Card Companies – They really are out to get you http://www.gatherlittlebylittle.com/2008/02/credit-card-companies-they-really-are-out-to-get-you/ Proverbs 13:11 - "...he who gathers money little by little makes it grow." Sat, 21 Nov 2009 03:27:42 -0400 hourly 1 By: Single Guy Money: February 2008 http://www.gatherlittlebylittle.com/2008/02/credit-card-companies-they-really-are-out-to-get-you/comment-page-1/#comment-4272 Single Guy Money: February 2008 Mon, 12 May 2008 20:59:52 +0000 http://www.gatherlittlebylittle.com/2008/02/06/credit-card-companies-they-really-are-out-to-get-you/#comment-4272 <!--%kramer-ref-pre%-->[...] women wish men knew about money @ beingfrugal.net.Roth vs Traditional IRA @ Cash Money Life.Credit Card Companies - They really are out to get you @ Gather Little by Little. They are trying to get me back into credit card debt. Read about it [...]<!--%kramer-ref-post%--> [...] women wish men knew about money @ beingfrugal.net.Roth vs Traditional IRA @ Cash Money Life.Credit Card Companies – They really are out to get you @ Gather Little by Little. They are trying to get me back into credit card debt. Read about it [...]

]]> By: 10 uses for credit cards that won’t bust your budget | financethatauto.com http://www.gatherlittlebylittle.com/2008/02/credit-card-companies-they-really-are-out-to-get-you/comment-page-1/#comment-4270 10 uses for credit cards that won’t bust your budget | financethatauto.com Fri, 04 Apr 2008 16:04:34 +0000 http://www.gatherlittlebylittle.com/2008/02/06/credit-card-companies-they-really-are-out-to-get-you/#comment-4270 [...] not totally kidding. He doesn’t like credit cards. But he still gets those fake cards that come in the mail with credit card applications and wanted [...] [...] not totally kidding. He doesn’t like credit cards. But he still gets those fake cards that come in the mail with credit card applications and wanted [...]

]]> By: 10 uses for credit cards that won’t bust your budget | financethatauto.com http://www.gatherlittlebylittle.com/2008/02/credit-card-companies-they-really-are-out-to-get-you/comment-page-1/#comment-4271 10 uses for credit cards that won’t bust your budget | financethatauto.com Fri, 04 Apr 2008 16:04:34 +0000 http://www.gatherlittlebylittle.com/2008/02/06/credit-card-companies-they-really-are-out-to-get-you/#comment-4271 [...] not totally kidding. He doesn’t like credit cards. But he still gets those fake cards that come in the mail with credit card applications and wanted [...] [...] not totally kidding. He doesn’t like credit cards. But he still gets those fake cards that come in the mail with credit card applications and wanted [...]

]]> By: 10 uses for credit cards that won't bust your budget - Smart Spending http://www.gatherlittlebylittle.com/2008/02/credit-card-companies-they-really-are-out-to-get-you/comment-page-1/#comment-4269 10 uses for credit cards that won't bust your budget - Smart Spending Fri, 04 Apr 2008 02:47:16 +0000 http://www.gatherlittlebylittle.com/2008/02/06/credit-card-companies-they-really-are-out-to-get-you/#comment-4269 <!--%kramer-ref-pre%-->[...] not totally kidding. He doesn't like credit cards. But he still gets those fake cards that come in the mail with credit card applications and wanted [...]<!--%kramer-ref-post%--> [...] not totally kidding. He doesn’t like credit cards. But he still gets those fake cards that come in the mail with credit card applications and wanted [...]

]]> By: Keep Your New Year's Resolution by Going Into MORE Debt? | The Wisdom Journal http://www.gatherlittlebylittle.com/2008/02/credit-card-companies-they-really-are-out-to-get-you/comment-page-1/#comment-4268 Keep Your New Year's Resolution by Going Into MORE Debt? | The Wisdom Journal Mon, 25 Feb 2008 06:02:23 +0000 http://www.gatherlittlebylittle.com/2008/02/06/credit-card-companies-they-really-are-out-to-get-you/#comment-4268 [...] way credit card companies entice you into thinking their way. Remember, credit card companies are out for one thing: your money. They are not here to help you achieve a goal. They are not here to help you live a [...] [...] way credit card companies entice you into thinking their way. Remember, credit card companies are out for one thing: your money. They are not here to help you achieve a goal. They are not here to help you live a [...]

]]> By: How I Experienced the Double Edged Sword of Credit | The Wisdom Journal http://www.gatherlittlebylittle.com/2008/02/credit-card-companies-they-really-are-out-to-get-you/comment-page-1/#comment-4267 How I Experienced the Double Edged Sword of Credit | The Wisdom Journal Tue, 19 Feb 2008 06:01:21 +0000 http://www.gatherlittlebylittle.com/2008/02/06/credit-card-companies-they-really-are-out-to-get-you/#comment-4267 [...] Thankfully, God had His hand on me and even used my negative attitude (i.e., I probably couldn’t even pull it off) to keep me from going through with what would have been the most monumental mistake of my life. Credit card companies don’t care about your personal financial situation, or the desperation you might feel because of your mistakes. I don’t blame them for 100% of what happened to me, but I do think they’re enablers, and I do think they share at least some responsibility. How much? I’ll let politicians decide that one. But don’t be fooled, credit card companies ARE out to get you. [...] [...] Thankfully, God had His hand on me and even used my negative attitude (i.e., I probably couldn’t even pull it off) to keep me from going through with what would have been the most monumental mistake of my life. Credit card companies don’t care about your personal financial situation, or the desperation you might feel because of your mistakes. I don’t blame them for 100% of what happened to me, but I do think they’re enablers, and I do think they share at least some responsibility. How much? I’ll let politicians decide that one. But don’t be fooled, credit card companies ARE out to get you. [...]

]]> By: Weekly Round Up http://www.gatherlittlebylittle.com/2008/02/credit-card-companies-they-really-are-out-to-get-you/comment-page-1/#comment-4265 Weekly Round Up Sat, 09 Feb 2008 14:01:52 +0000 http://www.gatherlittlebylittle.com/2008/02/06/credit-card-companies-they-really-are-out-to-get-you/#comment-4265 [...] Little by Little - Credit Card Companies - They really are out to get you. It’s true. The bait and switch tactics, exorbitant fees, and other tricks will get you if [...] [...] Little by Little – Credit Card Companies – They really are out to get you. It’s true. The bait and switch tactics, exorbitant fees, and other tricks will get you if [...]

]]> By: Lot's o' links | rocket finance http://www.gatherlittlebylittle.com/2008/02/credit-card-companies-they-really-are-out-to-get-you/comment-page-1/#comment-4266 Lot's o' links | rocket finance Fri, 08 Feb 2008 13:16:53 +0000 http://www.gatherlittlebylittle.com/2008/02/06/credit-card-companies-they-really-are-out-to-get-you/#comment-4266 [...] posts that I like include: Gather Little by Little warns about how credit card companies are out to get you. I think he is right about his premise, but I still try to outsmart [...] [...] posts that I like include: Gather Little by Little warns about how credit card companies are out to get you. I think he is right about his premise, but I still try to outsmart [...]

]]> By: StumbleUpon - Your page is now on StumbleUpon! http://www.gatherlittlebylittle.com/2008/02/credit-card-companies-they-really-are-out-to-get-you/comment-page-1/#comment-4264 StumbleUpon - Your page is now on StumbleUpon! Thu, 07 Feb 2008 18:04:53 +0000 http://www.gatherlittlebylittle.com/2008/02/06/credit-card-companies-they-really-are-out-to-get-you/#comment-4264 <!--%kramer-ref-pre%-->[...] Your page is on StumbleUpon [...]<!--%kramer-ref-post%--> [...] Your page is on StumbleUpon [...]

]]> By: Justin http://www.gatherlittlebylittle.com/2008/02/credit-card-companies-they-really-are-out-to-get-you/comment-page-1/#comment-4263 Justin Thu, 07 Feb 2008 17:56:42 +0000 http://www.gatherlittlebylittle.com/2008/02/06/credit-card-companies-they-really-are-out-to-get-you/#comment-4263 While I have championed the wise use of credit cards, I have to agree to some of the points. I have received a few "convenience checks" that are really "cash advance" checks, that have no promotional period at all. However, it's not just CC companies that are out to get you, it's almost every company out there comes up with schemes to get their hands on your money. From gift cards, to the new Wal Mart Money debit card, to fees on your phone bill that have official sounding names like "Regulatory fee" or whatever. You need to always always always read and understand the fine print. Keep a copy of it somewhere you can find it easily. If you don't understand the fine print then don't sign the dotted line. While I have championed the wise use of credit cards, I have to agree to some of the points. I have received a few “convenience checks” that are really “cash advance” checks, that have no promotional period at all. However, it’s not just CC companies that are out to get you, it’s almost every company out there comes up with schemes to get their hands on your money. From gift cards, to the new Wal Mart Money debit card, to fees on your phone bill that have official sounding names like “Regulatory fee” or whatever.

You need to always always always read and understand the fine print. Keep a copy of it somewhere you can find it easily. If you don’t understand the fine print then don’t sign the dotted line.

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