Comments on: Are you discouraged by your finances?

By: shaleh8

shaleh8 — Wed, 20 Feb 2008 16:13:56 +0000

I am so encouraged by your articles, and I am truly glad. I am a high wage earner and I have been struggling with internal issues and thinking that the same people who I dealt with the last five years would cheer me on but I ended up being my own worst enemy by not being disciplined enough to say no to myself and learn to do without so I wouldn’t burnout. All of this to say I thank God from whom all blessings flow that He gave me another chance to get it right today.

By: glblguy

glblguy — Thu, 17 Jan 2008 11:17:25 +0000

ammbd – Excellent point and something I struggle with as well. I actually wrote something about this in a prior article concerning why “gazelle intensity” isn’t for me. The exact reason was my children.

It does help though to know that you aren’t alone and that others are going through similar experiences. I think the key here is the recognition of the problem and the determination to fix it. That is what will get us to be where we need to. I guess sometimes the journey is far more valuable than the destination.

Thank you for your comment, and welcome to Gather Little by Little!

By: ammbd

ammbd — Thu, 17 Jan 2008 03:54:41 +0000

very often, very discouraged.

learning to let go of past mistakes is relatively easy compared to learning to deal with the impact those mistakes have had & will continue to have on my kid.

but, reading thru the finance blogs helps me remember that others have made similar mistakes, feel similar discouragement and still keep working on repairing those mistakes while doing their best to avoid repeating those mistakes.

By: Resolution Checkup | The Wisdom Journal

Resolution Checkup | The Wisdom Journal — Thu, 17 Jan 2008 03:53:03 +0000

[...] out these great blog articles to help YOU stay on track: Gather Little by Little: Are You Discouraged By Your Finances? Frugal Dad: Have You Outgrown Your Dreams? Get Rich Slowly: Ten Money Saving Vacation and Travel [...]

By: glblguy

glblguy — Thu, 17 Jan 2008 01:04:17 +0000

@speedy – great comment, and love the blue water analogy. It certainly feels like that sometimes. Thanks for such an insightful comment speedy.

By: speedy

speedy — Thu, 17 Jan 2008 00:55:46 +0000

I do get discouraged at times as well, because of the long time it has taken to straighten things out.

But I do take comfort in the financial education I am acquiring along the way, and I do feel a sense of satisfaction whenever I pay a bill because I know I’ve got it covered.

I also try to remind myself of the power of momentum. To me, straightening out my finances is like trying to turn a large battleship. Once I realized that I was going the wrong direction, I set out to turn the ship. It is taking great effort and a lot of time to completely turn the ship about, but once I have turned it and am going in the right direction, then I can make some good progress and it will be very very difficult for anyone to stop me.

Just because I see only blue water in every direction doesn’t mean that I am not making any progress. I am making progress, it just will not be obvious to me how much progress I have made until I can catch sight of land.

Momentum is everything. If I can keep doing everything I need to do each week and each month, I will succeed.

By: The Simple Dollar » The Simple Dollar Weekly Roundup: Walking the Ad Line Edition

Wed, 16 Jan 2008 14:01:17 +0000

[...] Are You Discouraged By Your Finances? Most of the emails I get from readers are from ones who are either completely discouraged by their financial state or are in some form of panic mode about financial disaster. Hopefully, this article can help some of them. (@ gather little by little) [...]

By: glblguy

glblguy — Wed, 16 Jan 2008 00:44:08 +0000

Hi Bob, that’s great! No debt, whoo-hoo!! Hope to be in your situation one day! Those cars drive much better when they are paid off don’t they?

Love the “spending like a drunk Britney!” LOL

Thanks for the compliments and the funny comment, you literally made me laugh out loud…All my kids came running over…”what’s so funny Dad????”

By: glblguy

glblguy — Wed, 16 Jan 2008 00:33:12 +0000

Hi dawn – Same here. I’m one that doesn’t like to make mistakes in the first place, and then when I have to pay the price for those mistakes day after day it’s tough. You have the right approach though, just focus on today. I’m like you, letting go is hard.

By: dawn

dawn — Tue, 15 Jan 2008 23:04:47 +0000

I definitely get discouraged sometimes…
I mostly get frustrated about past financial mistakes that hubby and I knew better, but messed up anyway. They are in the past and I know we can’t change the past, but sometimes that past creeps back and works it’s negativity on me. I try to focus on today and the better choices we have been making for the past 7 years, but I’ll tell you I do have those days where I just emotionally beat myself up for those past decisions. I think letting go of one’s mistakes can be so hard…