The Cost Of Procrastination
I put off getting my car’s oil changed and tires rotated way too long this go around. I try to get the oil changed and tires rotated every 6,000 miles. I was well over 9,000 this time. To make matters worse, my registration and inspection was more than 2 months overdue. A symptom of too much going on, or I guess to be more accurate poor planning on my part.
Regardless, I finally brought it to the dealership on Friday. Dealership, you ask? I agree, not typically the least expensive option, but let me explain. I purchased my car used from a dealership. This is not something I would normally recommend, but I know the owner and have a really good relationship with him, his brother (the sales manager) and his staff. I trust them, which is really important consideration when buying a car. Anyway, as part of the purchase I received free oil changes and tire rotations for the lifetime of the car. As a result, going to the dealership for both oil changes and or tire rotations is free….generally.
Turns out while inspecting my car, one of the rear license plates lights was out (How in the heck are you supposed to know this?). The price to get it fixed? $21.00!!! $2.50 for the bulb, $18.50 labor…ouch! I had thought of doing it myself, but in North Carolina, when you fail inspection you have to go back to the place that failed you. We had a busy remainder of the afternoon and weekend and a ticket would have cost me a great deal more, so I just paid it. I’ve been kicking myself all weekend. Had I not been so overdue, It would have cost me $2.00 for the bulb and about 10 minutes of my time.
I’m just really glad I didn’t get a ticket, as they would have made the cost of me putting this offer much greater! I’m guilty of this around personal finance as well. I’ve made drastic improvements, but still pay the price. For example, last month I paid one of credit card bills a day late. No biggy right? Wrong…$20 late fee…double ouch! Still kicking myself for this one. I use online bill pay and there is just no excuse. Dave Ramsey calls this “stupid tax”.
Unfortunately, I frequently have to learn the hard way. I wish I was different, and am making every effort I can, but I guess it’s had to turn the Titanic on a dime.
How about you? Ever pay stupid tax? Share your story.
Photocredit: Giuseppe Crimeni