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	<title>Comments on: My Yard is a Waste of Time and Money</title>
	<atom:link href="http://www.gatherlittlebylittle.com/2007/10/my-yard-is-a-waste-of-time-and-money/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.gatherlittlebylittle.com/2007/10/my-yard-is-a-waste-of-time-and-money/</link>
	<description>Proverbs 13:11 - &#34;...he who gathers money little by little makes it grow.&#34;</description>
	<lastBuildDate>Tue, 16 Mar 2010 14:42:56 -0400</lastBuildDate>
	
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		<title>By: Your page is now on StumbleUpon!</title>
		<link>http://www.gatherlittlebylittle.com/2007/10/my-yard-is-a-waste-of-time-and-money/comment-page-1/#comment-2598</link>
		<dc:creator>Your page is now on StumbleUpon!</dc:creator>
		<pubDate>Thu, 21 Feb 2008 14:40:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2007/10/11/my-yard-is-a-waste-of-time-and-money/#comment-2598</guid>
		<description>&lt;!--%kramer-ref-pre%--&gt;[...] Your page is on StumbleUpon [...]&lt;!--%kramer-ref-post%--&gt;</description>
		<content:encoded><![CDATA[<p><!--%kramer-ref-pre%-->[...] Your page is on StumbleUpon [...]<!--%kramer-ref-post%--></p>
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		<title>By: 6 scenarios where being frugal simply costs more &#124; On Financial Success</title>
		<link>http://www.gatherlittlebylittle.com/2007/10/my-yard-is-a-waste-of-time-and-money/comment-page-1/#comment-2597</link>
		<dc:creator>6 scenarios where being frugal simply costs more &#124; On Financial Success</dc:creator>
		<pubDate>Fri, 25 Jan 2008 18:59:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2007/10/11/my-yard-is-a-waste-of-time-and-money/#comment-2597</guid>
		<description>[...] of us would be better off if we were more [...]</description>
		<content:encoded><![CDATA[<p>[...] of us would be better off if we were more [...]</p>
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		<title>By: glblguy</title>
		<link>http://www.gatherlittlebylittle.com/2007/10/my-yard-is-a-waste-of-time-and-money/comment-page-1/#comment-2596</link>
		<dc:creator>glblguy</dc:creator>
		<pubDate>Tue, 06 Nov 2007 17:33:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2007/10/11/my-yard-is-a-waste-of-time-and-money/#comment-2596</guid>
		<description>@Eddie - Thanks Eddie, my mistake was the intervals, I didn&#039;t do them correctly in my spreadsheet. Thanks for catching this.</description>
		<content:encoded><![CDATA[<p>@Eddie &#8211; Thanks Eddie, my mistake was the intervals, I didn&#8217;t do them correctly in my spreadsheet. Thanks for catching this.</p>
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		<title>By: Eddie The Engineer</title>
		<link>http://www.gatherlittlebylittle.com/2007/10/my-yard-is-a-waste-of-time-and-money/comment-page-1/#comment-2594</link>
		<dc:creator>Eddie The Engineer</dc:creator>
		<pubDate>Tue, 06 Nov 2007 15:43:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2007/10/11/my-yard-is-a-waste-of-time-and-money/#comment-2594</guid>
		<description>Whoops. Make that $230 a year to get to $14,000. Let that be a lesson to proofread my posts before I submit....</description>
		<content:encoded><![CDATA[<p>Whoops. Make that $230 a year to get to $14,000. Let that be a lesson to proofread my posts before I submit&#8230;.</p>
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		<title>By: Eddie The Engineer</title>
		<link>http://www.gatherlittlebylittle.com/2007/10/my-yard-is-a-waste-of-time-and-money/comment-page-1/#comment-2595</link>
		<dc:creator>Eddie The Engineer</dc:creator>
		<pubDate>Tue, 06 Nov 2007 15:41:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2007/10/11/my-yard-is-a-waste-of-time-and-money/#comment-2595</guid>
		<description>Just a note on the math ... if you contributed $460/year at reg intervals you&#039;d have $27,000 with a 10% compounding return and if you did $260/year you&#039;d have $14,000 (numbers rounded). My guess is you may have used an online investment calculator (many of which reduce the annual return over time to reflect a move out of equities and into bonds). If this was the case, let that be a lesson to always treat online calculators with a measure of distrust. If you&#039;re math savvy, a mid-level calculator that can do derivatives and integrals (Simpson&#039;s Rule) is a great tool.</description>
		<content:encoded><![CDATA[<p>Just a note on the math &#8230; if you contributed $460/year at reg intervals you&#8217;d have $27,000 with a 10% compounding return and if you did $260/year you&#8217;d have $14,000 (numbers rounded). My guess is you may have used an online investment calculator (many of which reduce the annual return over time to reflect a move out of equities and into bonds). If this was the case, let that be a lesson to always treat online calculators with a measure of distrust. If you&#8217;re math savvy, a mid-level calculator that can do derivatives and integrals (Simpson&#8217;s Rule) is a great tool.</p>
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		<title>By: glblguy</title>
		<link>http://www.gatherlittlebylittle.com/2007/10/my-yard-is-a-waste-of-time-and-money/comment-page-1/#comment-2583</link>
		<dc:creator>glblguy</dc:creator>
		<pubDate>Sat, 13 Oct 2007 15:52:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2007/10/11/my-yard-is-a-waste-of-time-and-money/#comment-2583</guid>
		<description>@Eric, I&#039;ve researching that option too, along with alternative types of grass.</description>
		<content:encoded><![CDATA[<p>@Eric, I&#8217;ve researching that option too, along with alternative types of grass.</p>
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		<title>By: Eric</title>
		<link>http://www.gatherlittlebylittle.com/2007/10/my-yard-is-a-waste-of-time-and-money/comment-page-1/#comment-2582</link>
		<dc:creator>Eric</dc:creator>
		<pubDate>Sat, 13 Oct 2007 15:26:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2007/10/11/my-yard-is-a-waste-of-time-and-money/#comment-2582</guid>
		<description>Add to that list of expenses the maintenance of the mower and weed whacker, electricity for the edger and electric hedge clippers, the suntan lotion when it&#039;s sunny out, mulch, and just time it takes to maintain it and it really adds up.  I&#039;m seriously considering xeriscaping for our next yard. That way it looks decent, is more capable of handling our weather conditions, and just takes less maintenance.</description>
		<content:encoded><![CDATA[<p>Add to that list of expenses the maintenance of the mower and weed whacker, electricity for the edger and electric hedge clippers, the suntan lotion when it&#8217;s sunny out, mulch, and just time it takes to maintain it and it really adds up.  I&#8217;m seriously considering xeriscaping for our next yard. That way it looks decent, is more capable of handling our weather conditions, and just takes less maintenance.</p>
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		<title>By: glblguy</title>
		<link>http://www.gatherlittlebylittle.com/2007/10/my-yard-is-a-waste-of-time-and-money/comment-page-1/#comment-2589</link>
		<dc:creator>glblguy</dc:creator>
		<pubDate>Sat, 13 Oct 2007 14:06:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2007/10/11/my-yard-is-a-waste-of-time-and-money/#comment-2589</guid>
		<description>&lt;p&gt;@Money Blue Book - I didn&#039;t intend to imply I wouldn&#039;t keep it decent, I just can&#039;t justify spending the money to keep it really nice like I used to.  I&#039;m not into presentation anyway, so not worried about that.  Most of the people I know that &quot;present well&quot; are broke and up to their eye balls in debt.&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>@Money Blue Book &#8211; I didn&#8217;t intend to imply I wouldn&#8217;t keep it decent, I just can&#8217;t justify spending the money to keep it really nice like I used to.  I&#8217;m not into presentation anyway, so not worried about that.  Most of the people I know that &#8220;present well&#8221; are broke and up to their eye balls in debt.</p>
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		<title>By: Money Blue Book</title>
		<link>http://www.gatherlittlebylittle.com/2007/10/my-yard-is-a-waste-of-time-and-money/comment-page-1/#comment-2588</link>
		<dc:creator>Money Blue Book</dc:creator>
		<pubDate>Sat, 13 Oct 2007 00:24:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2007/10/11/my-yard-is-a-waste-of-time-and-money/#comment-2588</guid>
		<description>Hmm...well why cut your hair then? Just let it grow and grow and become shaggy.

It&#039;s all about presentation. If you hair or lawn is shaggy/overgrown, it&#039;s a reflection on you and how you take care of yourself+your house. My old neighbor when I was little used to keep his lawn impeccably neat. I rarely met him but based on his lawn, I surmised he must have been very organized and successful. Just an observation.
-Raymond</description>
		<content:encoded><![CDATA[<p>Hmm&#8230;well why cut your hair then? Just let it grow and grow and become shaggy.</p>
<p>It&#8217;s all about presentation. If you hair or lawn is shaggy/overgrown, it&#8217;s a reflection on you and how you take care of yourself+your house. My old neighbor when I was little used to keep his lawn impeccably neat. I rarely met him but based on his lawn, I surmised he must have been very organized and successful. Just an observation.<br />
-Raymond</p>
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		<title>By: glblguy</title>
		<link>http://www.gatherlittlebylittle.com/2007/10/my-yard-is-a-waste-of-time-and-money/comment-page-1/#comment-2584</link>
		<dc:creator>glblguy</dc:creator>
		<pubDate>Thu, 11 Oct 2007 23:44:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.gatherlittlebylittle.com/2007/10/11/my-yard-is-a-waste-of-time-and-money/#comment-2584</guid>
		<description>@Justin - she is adopted :-)

@Nancy - We&#039;ve naturalized much of it.  Considering planting a different type of grass though.</description>
		<content:encoded><![CDATA[<p>@Justin &#8211; she is adopted <img src='http://www.gatherlittlebylittle.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
<p>@Nancy &#8211; We&#8217;ve naturalized much of it.  Considering planting a different type of grass though.</p>
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